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Bayport Financial Services (Uganda) Limited   |   Uganda   |   Log in or register to see the closing date

Credit Analyst

  • Bachelor's degree
  • Accounting, finance, banking, insurance
  • Experienced (senior worker)
  • Full Time
  • Permanent
Click to apply

Job Summary

The Credit Analyst is responsible for driving the Credit performance for the lending portfolio of Bayport. This unique opportunity would allow exposure to a large variety of responsibilities, covering lending portfolio management, credit risk management, scorecard development, segmentation, operational analysis and product development in the fast-developing retail lending business of Bayport.

Qualifications, Skills and Experience:

  1. The ideal candidate for the Credit Analyst job should hold an advanced degree in mathematics/ economics/ finance or business and/or experience in specialist function in credit risk management
  2. At least two years of work experience dealing with credit management, data systems and business intelligence tools.
  3. High level of competence with statistical and analytical tools like SQL, SAS, Data warehouse tools and Excel to build impactful and quantifiable recommendations.
  4. Data proficiency and ability to manipulate and work with large volumes of loosely structured data and multiple data sources. Able to work independently on complex data management and analyses.
  5. Self-motivated and entrepreneurial in managing delivery and execution
  6. Experience in diverse roles in retail banking /financial service industry
  7. Experience in retail banking/finance in west Africa or emerging/fast growing retail lending sectors
  8. Experience in fast growing organization with hands on knowledge of growing retail lending portfolio from scratch

Personal Attributes:
  1. Detail-oriented individuals with demonstrated analytical and problem-solving skills and the ability to recognize non-obvious systems activity patterns and to challenge underlying assumptions
  2. Good level of communication and effective working relationships. Able to communicate and present to Board Level Executives.
  3. Seeking and utilizing feedback proactively and continually working to improve client satisfaction.
  4. Using their working time both efficiently and effectively to the benefit of the company


Responsibilities

  1. Manage the retail lending portfolio by analyzing the performance of existing portfolio to recommend actionable strategies on improving credit performance and operational processes to increase profitability.
  2. Produce useful insight and information from various sources to track and monitor portfolio performance and build regular tracking against business targets.
  3. Identify champion/challenger strategies or product tests, propose and execute the strategies to meet Key Business Objectives
  4. Own development and adoption of expert analytics and latest tools and techniques for portfolio improvement
  5. Liaise with group and in country functions and managers to achieve sales, credit and operational targets.


General Information

Salary rangeNot specified
Additional informationNot specified
Contract type: Permanent
Job type: Full Time
Location: Uganda
Area of work: Accounting, finance, banking, insurance
Seniority: Experienced (senior worker)

Job Requirements

Required education: Bachelor's degree
Required relevant work experience: 2 years
Required skills: Performance monitoring and evaluation; Analytics; Credit handling; Risk analysis; Product development
Required languages: English (Spoken: fluent | Written: fluent)

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Bayport Financial Services (Uganda) Limited

Banking, microfinance, insuranceCompany size: 1000+ people

Bayport has been in the business of changing people’s lives in emerging markets for more than a decade. When we started Bayport we knew that we wanted to create a company that made a real difference to customers. We wanted to build a business that offered people a way to change their lives and fulfil their potential through access to our financial solutions. To say that Bayport provides people with access to financial solutions, is to tell only half the story. We provide our customers with a chance at a better life. We do this by not only focusing on short-term cash flow relief, but by helping customers along the road towards sustainable financial wellness through unique and tailored financial solutions. The Bayport Financial Services brand serves more than 600 000 customers globally through 500 branches and over 7 500 Bayporteers.