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Bayport Financial Services (Uganda) Limited | Uganda | Log in or register to see the closing date
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- Bachelor's degree
- Accounting, finance, banking, insurance
- Experienced (senior worker)
- Full Time
The Credit Analyst is responsible for driving the Credit performance for the lending portfolio of Bayport. This unique opportunity would allow exposure to a large variety of responsibilities, covering lending portfolio management, credit risk management, scorecard development, segmentation, operational analysis and product development in the fast-developing retail lending business of Bayport.
Qualifications, Skills and Experience:
The ideal candidate for the Credit Analyst job should hold an advanced degree in mathematics/ economics/ finance or business and/or experience in specialist function in credit risk management
At least two years of work experience dealing with credit management, data systems and business intelligence tools.
High level of competence with statistical and analytical tools like SQL, SAS, Data warehouse tools and Excel to build impactful and quantifiable recommendations.
Data proficiency and ability to manipulate and work with large volumes of loosely structured data and multiple data sources. Able to work independently on complex data management and analyses.
Self-motivated and entrepreneurial in managing delivery and execution
Experience in diverse roles in retail banking /financial service industry
Experience in retail banking/finance in west Africa or emerging/fast growing retail lending sectors
Experience in fast growing organization with hands on knowledge of growing retail lending portfolio from scratch
Detail-oriented individuals with demonstrated analytical and problem-solving skills and the ability to recognize non-obvious systems activity patterns and to challenge underlying assumptions
Good level of communication and effective working relationships. Able to communicate and present to Board Level Executives.
Seeking and utilizing feedback proactively and continually working to improve client satisfaction.
Using their working time both efficiently and effectively to the benefit of the company
- Manage the retail lending portfolio by analyzing the performance of existing portfolio to recommend actionable strategies on improving credit performance and operational processes to increase profitability.
Produce useful insight and information from various sources to track and monitor portfolio performance and build regular tracking against business targets.
Identify champion/challenger strategies or product tests, propose and execute the strategies to meet Key Business Objectives
Own development and adoption of expert analytics and latest tools and techniques for portfolio improvement
Liaise with group and in country functions and managers to achieve sales, credit and operational targets.
General InformationSalary range
: Not specifiedAdditional information
: Not specifiedContract type
: PermanentJob type
: Full TimeLocation
: UgandaArea of work
: Accounting, finance, banking, insuranceSeniority
: Experienced (senior worker)
Job RequirementsRequired education
: Bachelor's degreeRequired relevant work experience
: 2 yearsRequired skills
: Performance monitoring and evaluation; Analytics; Credit handling; Risk analysis; Product developmentRequired languages:
English (Spoken: fluent | Written: fluent)
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