Let work find you

More than 1,000 reasons why your traditional job search isn’t working. Only 1 why you should use Fuzu.

Join now and apply
Job verified by Fuzu

PTA Bank   |   Nairobi, Kenya   |   Log in or register to see the closing date

Credit Financial Analyst

  • Bachelor's degree
  • Accounting, finance, banking, insurance
  • Expert (non-managerial)
  • Full Time
  • Permanent
Click to apply

Job Summary

Job Specifications:

• A Bachelor’s degree in Business Administration, Accounting, Finance, Mathematics, Statistics or Econometrics with a relevant Master’s degree and professional qualification as added advantage;
• A minimum of 5-8 years’ experience working as an analyst in an investment or global corporate banking environment;
• Strong quantitative and qualitative analytical skills including financial modelling and capability to analyse financial statements and portfolio data;
• Ability to draw conclusions from data analysis, problem solve and refine analysis when needed;
• Demonstrated understanding of credit risk management concepts and robust ability to analyse and interpret risk based transactions;
Must be detail oriented but flexible to work in a fast paced environment and team player with excellent communication skills. Applications should include a resume, recent passport size photo, full contact address and the names and addresses of three referees. Candidates must have a good knowledge of the operating environment. Interested and qualified candidates should express their interest by submitting their applications directly


The Credit Financial Analyst ensures that the Bank pursues its mandate by making loans and advances adequate risk mitigation through implementation of a robust credit risk and reward analysis process. The job also entails thorough analysis of data from internal systems, financial statements, financial models, industry and country dynamics, as well as other non-financial information to identify business, financial and portfolio risks and opportunities. At transactional level, the position holder is responsible for spreading of business financials, analysing trends and ratios to determine reasonableness of projection assumptions; validate and challenge project financial and statistical models in order to establish and mitigate credit risks; obtain additional data to aid credit evaluations and reviews; research the macroeconomic and microeconomic conditions that surrounding potential business, industry and sector decisions; evaluating obligor risk ratings at on-boarding stage and post ; ensuring loan terms have been captured accurately in the Bank’s system; financial covenants tracking, monitoring and reporting; Ensure pricing for Risk by embedding the Pricing Policy. At portfolio level, the position holder is expected to provide management with portfolio insights as inputs to decision making informing the credit risk appetite; probability of default models, sector and country strategies and conducting portfolio stress testing and scenario analysis.

General Information

Salary rangeNot specified
Additional informationNot specified
Contract type: Permanent
Job type: Full Time
Location: Nairobi
Area of work: Accounting, finance, banking, insurance
Seniority: Expert (non-managerial)

Job Requirements

Required education: Bachelor's degree
Required relevant work experience: 5 years
Required skills: Market research, intelligence; Accounting; Credit handling; Risk analysis; Financial analysis; Financial reporting
Required languages: English (Spoken: fluent | Written: fluent)

Click to apply

PTA Bank

Banking, microfinance, insuranceCompany size: 500-1000 people

The Eastern and Southern African Trade and Development Bank commonly known as PTA Bank is an African regional development financial institution established in 1985.