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Credit Officer - A L S (Arua)

Pride Microfinance
Arua, Uganda

Salary rangeConfidential | Contract type: Permanent

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Job Summary

Academic Qualifications:
• Diploma or Bachelor’s Degree in Agricultural Economics, Agricultural Extension, Agricultural Land use and Management, Agribusiness Management, Agricultural and Rural Innovations, veterinary science or in any other relevant / related field +
• 2 Principal passes at A’Level +
• Credits and/ Pass in Maths and English at O’level
Person Specifications:
• The candidate must be able and willing to ride a motorcycle and should possess a valid RIDING PERMIT.
• Should be willing to work in any part of the country where Pride operates.
• Should be ready to challenge themselves to continuously deliver exceptional performance.
• Should be computer literate, highly motivated, innovative and a self-starter.
• Should have excellent presentation, interpersonal and communication skills.
• Should possess leadership skills.
• Should be honest, trustworthy and have a high degree of integrity.
• Should be fluent in commonly used local languages particularly LUGBARA.
• Should not be more than 40 years of age.


1. Achieve and maintain the set monthly targets.
  • Recruit, train clients and disburse loans.
  • Mobilize savings deposits.
  • Sell other Pride products.
  • Make CRB credit applications.
  • Monitor, follow up and recover loans disbursed.
  • Follow up on loan recovery process.
  • Generate business growth.
2. Comply with branch and BoU set targets.
  • Follow up payment for and enrolment of clients onto the credit reference bureau before accessing loans.
  • Post loans accurately.
  • Prepare weekly monitoring reports on prospective and existing clients.
3. Compile reports on the ongoing loan disbursement.
  • Update client loan files.
  • Prepare draft report for submission to the Credit Supervisor.
  • Recommend to the supervisor any changes to improve service to clients.
4. Filing loan documentation.
  • File all relevant information as per Pride’s policies and procedures.
  • Verify completeness of loan application file.
  • Submit files to credit supervisor for verification.

Job Requirements

Required education: Diploma, Associate's degree
Required relevant work experience: 18 months
Required languages: English (Spoken: fluent | Written: fluent)
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