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Uganda Development Bank Limited   |   Uganda   |   Log in or register to see the closing date

Investment Analyst

  • Bachelor's degree
  • Accounting, finance, banking, insurance
  • Expert (non-managerial)
  • Full Time
  • Permanent
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Job Summary

The Investment Analyst carries out credit underwriting of applications with the view to ensure strict adherence to the Bank’s credit risk appetite and policies and procedures.


Responsibilities

  1. Ensuring prudent underwriting standards including high levels of client due diligence so as to underwrite credit risk to prospective and existing clients that have a strong probability of success, that will generate cashflow, and will repay all credit facilities from business cash flows.
  2. To Conduct independent analysis of the financial condition of borrowers and prospects in support of loan origination, loan renewal, and loan review.
  3. Ensuring all Credit Risk Ratings assigned to credit exposures are dynamic, timely and accurate in order to correctly reflect the risks associated with such Borrower at all times.
  4. The ongoing monitoring of all credits for inclusion on the Watch List; and a consolidated written report to the Board at least quarterly with updated comments and plans of action on each account
  5. Credit Risk Supervision, including the monitoring of Borrower performance and the Credit Risk grading of each loan in the portfolio (at least annually, but in accordance with the Credit Risk Management Policy), and the loan portfolio and where appropriate recommending corrective actions to ensure adherence to Credit Policy or to identify credit deterioration as soon as practicable.
  6. Compliance with the Credit Risk Management Policy, and the Credit Procedures Manual at all times;
  7. Ensuring the Credit Risk department shall be the second line of defence in assuring policy limits are observed and prudent credit underwriting and credit procedure practices are followed.
  8. Prepare ratio analyses, peer group comparison, and provide commentary on the findings including abnormalities, unusual trends, one-time events, relevant tasks, developing problems, etc. that require further investigation/clarification/explanation. Participate in Preparation and processing of loan applications for the departmental/Management and Board Credit Committee in accordance with the department’s guidelines.
  9. Assist the Manager in monitoring of the performance and grading of the loan portfolio on a monthly basis and recommend remedial actions to management in accordance to credit policy.
  10. Support the Bank’s business growth objective through very timely credit assessment/underwriting of projects.


General Information

Salary rangeNot specified
Additional informationNot specified
Contract type: Permanent
Job type: Full Time
Location: Uganda
Area of work: Accounting, finance, banking, insurance
Seniority: Expert (non-managerial)

Job Requirements

Required education: Bachelor's degree
Required relevant work experience: 5 years
Required skills: Underwriting business; Reporting; Credit auditing; Compliance; Risk analysis; Investment advise
Required languages: English (Spoken: fluent | Written: fluent)

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Uganda Development Bank Limited

Banking, microfinance, insuranceCompany size: 500-1000 people

Uganda Development Bank Limited (UDBL) is a public enterprise wholly owned by the Government of Uganda and carrying on business as a Development Finance Institution (DFI). The bank, a successor company to Uganda Development Bank, was incorporated as a limited liability company under the Public Enterprises Reform and Divestiture Act, Cap.98, Laws of Uganda and it is mandated to finance enterprises in key growth sectors of the economy. The Bank has been in existence since 1972.


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