Business Officer

Qualifications:

• Hold a Bachelor’s Degree in Business, or finance related field.
  
• Professional Banking operations training e.g. AKIB, ACIB, Business Development background
  
• Have a minimum of 3 to 5 years relevant work experience in a similar position with proven result.
  
• Passion for selling and client relationship must be evident.
  
• Experience in banking industry or a financial institution.
  
• A proven record of successfully managing customer relations and growing a portfoliof financing and asset clients.
  

Competencies & Attributes:

• Personality: A go-getter, enthusiastic, results oriented with excellent communication and social skills. A forward planner with clear focus, ardent team player, mature, reliable, hardworking and able twork without supervision.
  
• Sound knowledge of the Bank’s products and services; CBK Prudential Guidelines.
  

Job skills:

• Understand the Banking Act, Central Bank Regulations, prudential guidelines
  
• Knowledge of current trends in client relations; business trends in banking & financial institutions
  
• Demonstrate a high degree of sensitivity, confidentiality when dealing with internal &external customers.
  
• Have a high sense of diplomacy, accuracy, attention for detail and with strong analytical ability.
  
• High levels of professionalism and professional development.
  
• Business acumen, Strategic thinker with ability tmake sound decisions for the business
  
• Have good PR/interpersonal skills, have outstanding communication and reporting skills, problem analysis and listening ability.
  
• Honest with impeccable integrity (high ethical standards).
  
• Computer skills: Must be adept in use of Ms Word, Excel, Access, power-point, Internet and email
  

Qualifications:

• Hold a Bachelor’s Degree in Business, or finance related field.
  
• Professional Banking operations training e.g. AKIB, ACIB, Business Development background
  
• Have a minimum of 3 to 5 years relevant work experience in a similar position with proven result.
  
• Passion for selling and client relationship must be evident.
  
• Experience in banking industry or a financial institution.
  
• A proven record of successfully managing customer relations and growing a portfoliof financing and asset clients.
  

Competencies & Attributes:

• Personality: A go-getter, enthusiastic, results oriented with excellent communication and social skills. A forward planner with clear focus, ardent team player, mature, reliable, hardworking and able twork without supervision.
  
• Sound knowledge of the Bank’s products and services; CBK Prudential Guidelines.
  

Job skills:

• Understand the Banking Act, Central Bank Regulations, prudential guidelines
  
• Knowledge of current trends in client relations; business trends in banking & financial institutions
  
• Demonstrate a high degree of sensitivity, confidentiality when dealing with internal &external customers.
  
• Have a high sense of diplomacy, accuracy, attention for detail and with strong analytical ability.
  
• High levels of professionalism and professional development.
  
• Business acumen, Strategic thinker with ability tmake sound decisions for the business
  
• Have good PR/interpersonal skills, have outstanding communication and reporting skills, problem analysis and listening ability.
  
• Honest with impeccable integrity (high ethical standards).
  
• Computer skills: Must be adept in use of Ms Word, Excel, Access, power-point, Internet and email
  

• Develop cost effective, long term asset business with companies and organizations of repute in order tenure the Bank’s maximum profitability;
  
• Act as key consultant client's senior management, providing them with the evaluation and implementation of financing strategies or structures.
  
• Maintaining adequate relationship contact with assigned customers tenure their expectations are managed and that they have appropriate understanding of FCB.
  
• Anticipate and be continually sensitive the shifting customer expectations and initiate appropriate measures tenure that FCB stays ahead of competitors in rendering customer service;
  
• In liaison with the branch managers handle transactions for Corporate customers on a day today basis always ensuring the bank is not unduly exposed
  
• Continually Identify and exploit cross selling opportunities that embed the bank and its products with the customers’ needs.
  
• Identify and develop a dynamic target pipeline and market for new profitable and/or status customers from the identified target sectors;
  
• Ensure compliance tKnow Your Customer (KYC) and Anti Money Laundering (AML) requirements in all dealings with existing and potential customers.
  
• Participate in cross-functional activities that help promote and nurture collective responsibility tthe bigger objectives of the Bank.
  
• Periodic (as specifically defined) performance reporting on marketing activities;
  
• Active portfolimanagement and development by maintaining existing income sources.
  
• Developing and managing customer relationships with target customers through active and measurable call visit plans with all assigned customers and prospects.
  
• Active portfolimanagement and development by maintaining existing income sources.
  
• Responsible for structuring and negotiating finance and/or lease agreements according testablished guidelines.
  
• Coordination of services for assigned clients, the monitoring of contractual obligations for these accounts and active participation in retentive marketing efforts for securing additional business opportunities with clients.
  
• Provide outstanding relationship management and advice ta varied and challenging mix of business customers.
  
• Negotiation of new financing arrangements and opportunities, preparation and review of proposals for approval
  
• Contribute tformulation of strategies for the corporate business
  
• Adopt a value based management approach tcost control.