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Field Credit Officer - Lagos

Closing: Nov 22, 2023

This position has expired

Published: Oct 31, 2023 (31 days ago)

Job Requirements

Education:

Work experience:

Language skills:

Job Summary

Contract Type:

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Qualifications

  • A minimum of an OND in any business related discipline
  • A minimum of 2 years experience in a sales role for credit products in a financial institution
  • Demonstrable knowledge of credit risk analysis
  • A good knowledge of financial analysis is an added advantage
  • Must be resident in Ogun State

Relevant Skills:

  • Apt attention to details
  • Proven simple/complex analytical skills
  • Excellent communication, presentation and interpersonal skills
  • Agility and perseverance.

Application Closing Date

Responsibilities

Qualifications

  • A minimum of an OND in any business related discipline
  • A minimum of 2 years experience in a sales role for credit products in a financial institution
  • Demonstrable knowledge of credit risk analysis
  • A good knowledge of financial analysis is an added advantage
  • Must be resident in Ogun State

Relevant Skills:

  • Apt attention to details
  • Proven simple/complex analytical skills
  • Excellent communication, presentation and interpersonal skills
  • Agility and perseverance.

Application Closing Date

  • Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
  • Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
  • Review and approve (or decline) loan requests by thoroughly analyzing all the data available
  • Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
  • Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
  • Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
  • Perform all other credit related functions as may be assigned by a supervisor

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