Loan Portfolio Manager - Ajegunle / Ijora / Badia

Requirements

• University Degree, Polytechnic, or equivalent.
  
• Previous experience working as a loan origination/collections officer and has sound understanding of portfolio management and credit risk.
  
• Familiarity with retailer audiences and SME/Micro SME lending is a bonus.
  
• Must have experience using smartphones, and be familiar with mobile app usage.
  
• Prior experience in loan management, portfolio management, or other credit risk function.
  
• Excellent problem solving, interpersonal, and time management skills.
  
• Ability to work strategically, while staying within the guidelines prescribed for the job role.
  

Requirements

• University Degree, Polytechnic, or equivalent.
  
• Previous experience working as a loan origination/collections officer and has sound understanding of portfolio management and credit risk.
  
• Familiarity with retailer audiences and SME/Micro SME lending is a bonus.
  
• Must have experience using smartphones, and be familiar with mobile app usage.
  
• Prior experience in loan management, portfolio management, or other credit risk function.
  
• Excellent problem solving, interpersonal, and time management skills.
  
• Ability to work strategically, while staying within the guidelines prescribed for the job role.
  

• Perform activities to convert borrowers from existing retailer audience, including field visits and phone calls.
  
• Gain thorough understanding of the loan product and the company’s operational processes, and communicate these to potential and existing borrowers.
  
• Build and maintain a high-quality portfolio of borrowers according to targets communicated by the supervisor on a weekly basis.
  
• Be accountable for borrowers in your portfolio and ensure they are able to borrow and repay their loans on time and in full.
  
• Be responsible for the success of your individual portfolio, including knowing how much capital to deploy to where, for how long, and where to get the best return.
  
• Leverage data and insights provided by the company and team leads on the best areas to focus on.
  
• Daily, weekly, monthly reporting to team leads and supervisors.
  
• Be responsible for collections and recovery of outstanding loans, according to the company’s collections/recovery policy
  
• Comply with all instructions and targets set by team lead, supervisor, and managers
  
• Use technology tools and apps provided by the company to onboard and manage borrowers in your portfolio
  
• Alert supervisors and team leads to bad borrower behaviour, signs of default in one’s portfolio
  
• Adhere to TradeDepot’s Equal Opportunities policy in all activities and to actively promote equality of opportunity wherever possible
  
• Undertake such other duties as may be reasonably expected.