Requirements

• B.Sc Degree in Finance, Economics, or a related field
  
• Minimum of 5 years
  
• Proven working experience as a Loan Officer
  
• Familiarity with computers and banking applications/software
  
• Solid understanding of direct/indirect lending products and practices.
  
• Excellent communication and interpersonal skills.
  
• Customer satisfaction orientation and sales competencies
  
• Ability to work in a goal-oriented environment.
  

Requirements

• B.Sc Degree in Finance, Economics, or a related field
  
• Minimum of 5 years
  
• Proven working experience as a Loan Officer
  
• Familiarity with computers and banking applications/software
  
• Solid understanding of direct/indirect lending products and practices.
  
• Excellent communication and interpersonal skills.
  
• Customer satisfaction orientation and sales competencies
  
• Ability to work in a goal-oriented environment.
  

Responsibilities

• Signing on new clients and helping them through the onboarding process.
  
• Managing client bank accounts, including opening, and closing accounts, and overseeing transactions.
  
• Build and maintain a portfolio of quality clients rapidly and consistently to reach target portfolio within the assigned period.
  
• Liaise with community organizations, business associations, and individual entrepreneurs.
  
• Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment.
  
• Managing Marketing Campaigns.
  
• Evaluating credit worthiness by processing loan applications and documentation within specified limits
  
• Interviewing applicants to determine financial eligibility and feasibility of granting loans
  
• Determining all applicable ratios and metrics and set up debt payment plans
  
• Evaluate credit worthiness by processing loan applications and documentation within specified limits
  
• Interview applicants to determine financial eligibility and feasibility of granting loans
  
• Determine all applicable ratios and metrics and set up debt payment plans
  
• Communicate with clients either to request or to provide information
  
• Justify decisions (approvals/rejections) and report on them
  
• Complete loan contracts and counsel clients on policies and restrictions
  
• Update job knowledge on types of loans and other financial services
  
• Maintain and update account records
  
• Assess customer needs, explore all options and introduce different types of loans
  
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas