Team Lead - Credit & Lease

Qualifications

• Candidates should possess a University Degree or HND or its equivalent
  
• Certifications are added advantage.
  
• 3 years hands-on experience particularly in leasing is mandatory.
  

Qualifications

• Candidates should possess a University Degree or HND or its equivalent
  
• Certifications are added advantage.
  
• 3 years hands-on experience particularly in leasing is mandatory.
  

• Meet with applicants to obtain information for credit and leasing applications and to answer questions about the process.
  
• Analyze applicants’ financial status, credit and property evaluations to determine feasibility of granting loans.
  
• Obtain and compile copies of loan/lease applicants’ credit histories, corporate financial statements and other financial information.
  
• Review and update credit and leasing files.
  
• Compute payment schedules.
  
• Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
  
• Handle Customer complaints and take appropriate action to resolve them.
  
• Work with Clients to identify their financial goals and to find ways of reaching those goals.
  
• Negotiate payment arrangement with customers who have delinquent loans.
  
• Market company products to individuals and firms, promoting Company services that may meet customers’ needs.
  
• Provide special services such as investment banking for clients with more specialized needs.
  
• Analyze potential loan/lease markets and develop referral networks in order to locate prospects for loans.
  
• Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for Collector action.
  
• Handling of insurance and registration/renewal on lease assets.
  
• Marketing all of the products of the Company to corporate organizations and individuals.