CANDIDATE’S PROFILE: Our ideal candidate must have a minimum of 3 years’ experience in banking operations, or in a sales role.

JOB OBJECTIVE:         

• Coordination of Loan Recovery activities within assigned business offices.

• Management of Memorandum bad debts portfolio and Loan Loss portfolio & erstwhile CTB database.

• Recovery of watch-list accounts & transferred accounts with early warning signals to avoid further deterioration.

• Review & Processing Loan repayment proposals

KNOWLEDGE & SKILLS REQUIRED

• General Branch Operations
  
• Prudential guidelines
  
• Problem loan management
  
• Knowledge of the Loan Recovery function.
  
• Basic credit Skills.
  
• Good Customer relations
  
• Communication Skills
  
• Basic banking operations knowledge.
  
• Effective reporting
  
• Negotiating Skills.
  
• Initiative & analytical judgment.
  
• Management Skills.
  

QUALIFICATION:

• A minimum of bachelor’s degree
  
• A minimum of 3 years of banking experience in operations or in a sales role.
  

CANDIDATE’S PROFILE: Our ideal candidate must have a minimum of 3 years’ experience in banking operations, or in a sales role.

JOB OBJECTIVE:         

• Coordination of Loan Recovery activities within assigned business offices.

• Management of Memorandum bad debts portfolio and Loan Loss portfolio & erstwhile CTB database.

• Recovery of watch-list accounts & transferred accounts with early warning signals to avoid further deterioration.

• Review & Processing Loan repayment proposals

KNOWLEDGE & SKILLS REQUIRED

• General Branch Operations
  
• Prudential guidelines
  
• Problem loan management
  
• Knowledge of the Loan Recovery function.
  
• Basic credit Skills.
  
• Good Customer relations
  
• Communication Skills
  
• Basic banking operations knowledge.
  
• Effective reporting
  
• Negotiating Skills.
  
• Initiative & analytical judgment.
  
• Management Skills.
  

QUALIFICATION:

• A minimum of bachelor’s degree
  
• A minimum of 3 years of banking experience in operations or in a sales role.
  

RESPONSIBILITIES:

• Coordinate Loan Recovery activities within assigned business offices and ensure that the advised recovery target is achieved.
  
• Manage Memorandum bad debts portfolio and Loan Loss portfolio within assigned business offices.
  
• Originate Loan repayment proposals for request from indebted customers for management’s consideration.
  
• Initiate proposals for realization, repossession, and sale of pledged assets and properties of indebted customers.
  
• Rendition of fortnightly / monthly debt recovery reports for the region to the RH for onward submission to Financial reporting, Performance management and DH, Remedial Management & Credit Recovery Division.
  
• Achieve recovery financial target in line with advised budget.
  
• Recovery of watch-list accounts & transferred accounts with early warning signals to avoid further deterioration.
  
• Manage relationship with debtor customers to ensure compliance with repayment agreements, court orders, regulatory request (EFCC, CBN, Police etc.) & restructure request.
  
• Review, process and reconcile accounts of indebted customer’s complaints to ensure amicable resolution & payment of the agreed sum.
  
• Conduct and document recovery visitation to customers.
  
• Coordinate ad hoc reports for the group.