Stanbic IBTC Bank

Officer, Digital Lending And Decision Science

Lagos, Nigeria

14 days remaining

Alan & Grant

Gender Specialist

Abuja, Nigeria

14 days remaining

Secours Islamique France

WPE / Field Officer

Lagos, Nigeria

2 days remaining

Secours Islamique France

Livelihoods Officer

Lagos, Nigeria

2 days remaining

Society for Family Health (SFH)

Organisational Development Advisor (Mid - Career Professionals)

Lagos, Nigeria

3 days remaining

Society for Family Health (SFH)

Behavioural Communications Associate

Lagos, Nigeria

3 days remaining

APIN Public Health Initiatives Limited

Survey Advisor / Lead

Abuja, Nigeria

4 days remaining

Society for Family Health (SFH)

Organisational Development Advisor

Lagos, Nigeria

3 days remaining

Society for Family Health (SFH)

Adolescent And Young Persons Advisor

Lagos, Nigeria

3 days remaining

Get personalised job alerts directly to your inbox!

Society for Family Health (SFH)

Behaviourial Communications Advisor

Lagos, Nigeria

3 days remaining

Top cities with open vacancies

Companies hiring now

Institute of Human Virology Nigeria (IHVN),

Plan International,

Society for Family Health (SFH),

The African Development Bank Group,

The Nigerian Red Cross Society

Country / Region

Africa

Kenya

Uganda

Fuzu

About Fuzu

Careers at Fuzu

Officer, Digital Lending And Decision Science

Stanbic IBTC Bank

Lagos,Nigeria

Closing: May 18, 2024

14 days remaining

Published: May 3, 2024 (1 day ago)

Job Requirements

Education:

Work experience:

Language skills:

Job Summary

Contract Type:

Qualifications

Minimum of First Degree in Social Sciences / Physical Sciences / Technology.
Qualification in Salesforce Data Analytics /Data Science /ACA /ACIB /ACCA
8-10 years' experience of process development, data analysis and risk analysis. Experience in credit decisioning, product and credit portfolio management will be very key.

Additional Information:

The jobholder will provide input to the country credit scored lending strategies and help shape the requirements based on data availability and intended business outcomes and risk appetite (e. g. develop new logical decision models to calculate average expected credit turnover in the last 6 to 12 months which will be deployed in various ways by the Analysts).
Create new decision strategies and logical solutions based on business and credit requirements in each country and product (e.g. combine a different set of rules (arrears, excesses and other poor credit behaviour to resolve a more complex business/credit rules).
Interpreting data, credit rules and strategies and creating a logical rule set to deliver the required scored lending limits.
The jobholder will have to define new methods of problem-solving logic to customise solutions per products and provide guidance to the junior team members to create new or revised solutions automation. (e.g. build logic/new rules based on new data sources and business requirements).
Designs, develops, quality assures and implements complex credit scoring solutions.
Leads designs of new end to end data processes for Digital Loans and Credit Scoring Solutions in partnership with relevant Country and Centre team.
Sets criteria and parameters in order to monitor trends and variances of implemented designs and where necessary recommends corrective action. 
Performs quality assurance (QA) for all functional/technical specification documents and provide consultancy.
Ensures data requirements to execute on lending criteria are correctly defined and mapped within the various strategies including scorecards, policy rules, affordability calculations etc.
Interrogate test data and perform interactive testing in the customer decision engine.
Analyses and interprets outcomes of the decision automation and resolves all errors.
Performs testing walkthrough with country stakeholders to enable User acceptance testing (UAT).
Supports country stakeholders through the testing process and resolve any defects which may arise.
Identifies defects and ensures that they are prioritised for correction.
Monitors post implementation reviews to ensure the accuracy of the credit decisioning.

Behavioural Competencies:

Developing Strategies
Examining Information
Articulating Information
Making Decisions
Team Work

Technical Competencies:

Data Management / Data Integrity / Data Analysis
Written Communication / Documenting
Product Related Systems (Business Banking)
Use of Process Design Tools and Systems
Stakeholder Management.

Responsibilities

Qualifications

Minimum of First Degree in Social Sciences / Physical Sciences / Technology.
Qualification in Salesforce Data Analytics /Data Science /ACA /ACIB /ACCA
8-10 years' experience of process development, data analysis and risk analysis. Experience in credit decisioning, product and credit portfolio management will be very key.

Additional Information:

The jobholder will provide input to the country credit scored lending strategies and help shape the requirements based on data availability and intended business outcomes and risk appetite (e. g. develop new logical decision models to calculate average expected credit turnover in the last 6 to 12 months which will be deployed in various ways by the Analysts).
Create new decision strategies and logical solutions based on business and credit requirements in each country and product (e.g. combine a different set of rules (arrears, excesses and other poor credit behaviour to resolve a more complex business/credit rules).
Interpreting data, credit rules and strategies and creating a logical rule set to deliver the required scored lending limits.
The jobholder will have to define new methods of problem-solving logic to customise solutions per products and provide guidance to the junior team members to create new or revised solutions automation. (e.g. build logic/new rules based on new data sources and business requirements).
Designs, develops, quality assures and implements complex credit scoring solutions.
Leads designs of new end to end data processes for Digital Loans and Credit Scoring Solutions in partnership with relevant Country and Centre team.
Sets criteria and parameters in order to monitor trends and variances of implemented designs and where necessary recommends corrective action. 
Performs quality assurance (QA) for all functional/technical specification documents and provide consultancy.
Ensures data requirements to execute on lending criteria are correctly defined and mapped within the various strategies including scorecards, policy rules, affordability calculations etc.
Interrogate test data and perform interactive testing in the customer decision engine.
Analyses and interprets outcomes of the decision automation and resolves all errors.
Performs testing walkthrough with country stakeholders to enable User acceptance testing (UAT).
Supports country stakeholders through the testing process and resolve any defects which may arise.
Identifies defects and ensures that they are prioritised for correction.
Monitors post implementation reviews to ensure the accuracy of the credit decisioning.

Behavioural Competencies:

Developing Strategies
Examining Information
Articulating Information
Making Decisions
Team Work

Technical Competencies:

Data Management / Data Integrity / Data Analysis
Written Communication / Documenting
Product Related Systems (Business Banking)
Use of Process Design Tools and Systems
Stakeholder Management.

Job Description

To drive digitization of PPB clients’ lending products, dimension and quantify digital loans qualifying & scoring parameters ensuring alignment with risk appetite, analyse and quality-assure lending/scoring models & scripts; and seeing to the end-to-end of credit life cycle of the digital loan offerings from origination to collections.
This includes portfolio management, timely surfacing of potential risks, whether due to technological, design or operational failings, and overall growth & support of new digital lending frontiers.

Government, community development, public services Jobs in Nigeria