Associate, Risk Analytics

Required Competency and Skillset to be a Waver

• Bachelor's degree in Finance, Statistics, Mathematics, Computer Science, Business, Accounting or a related quantitative field.

• Proven 2-4 years’ experience in risk analytics, compliance reporting, or data analysis within the financial services industry (Fintech experience is highly preferred).

• Strong command of data analysis and visualization tools, especially SQL, Python, Microsoft Excel, and PowerBI (DAX).

• Solid understanding of financial regulations, anti-fraud mechanisms, compliance requirements, and fintech industry best practices.

• Excellent problem-solving and critical-thinking skills, with a demonstrated ability to draw meaningful insights from raw data.

• Develop, maintain, and optimize risk reporting frameworks to track Key Risk Indicators (KRIs). Prepare regular, high-visibility reports for management detailing trends, anomalies, and strategic recommendations.

• Collect and analyze large datasets from multiple sources to conduct regular risk assessments and identify emerging fraud or compliance risk trends.

• Design, develop, and monitor data-driven algorithms and machine learning models specifically focused on fraud risk detection and mitigation.

• Assist the compliance team in meeting regulatory requirements by preparing internal and external compliance reports and ensuring policies align with industry standards.

• Utilize advanced analytical tools to conduct in-depth data reviews, identify process bottlenecks, and recommend automated solutions to enhance reporting efficiency.

• Partner directly with cross-functional teams (Engineering, Finance, Operations) to validate data accuracy, integrity, and consistency across all risk pipelines.

• Maintain accurate, up-to-date documentation of all analytics processes and assist in developing training materials to promote a risk-aware culture internally.

• Support internal and external audits by generating necessary data pulls, documentation, and contextual information as requested.

• Collaborate with other departments, including legal, finance, and operations, to ensure a coordinated approach to risk and compliance management.

• Communicate effectively with stakeholders to address inquiries and provide timely updates on risk and compliance matters.