Field Credit Officer (Kwara State)

Qualifications

• A minimum of an OND in any business related discipline
  
• A minimum of 2 years experience in a sales role for credit products in a financial institution
  
• Demonstrable knowledge of credit risk analysis
  
• A good knowledge of financial analysis is an added advantage
  

Relevant Skills

• Apt attention to details
  
• Proven simple/complex analytical skills
  
• Excellent communication, presentation and interpersonal skills
  
• Agility and perseverance
  

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
  
• Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
  
• Review and approve (or decline) loan requests by thoroughly analyzing all the data available
  
• Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
  
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
  
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
  
• Perform all other credit related functions as may be assigned by a supervisor