Senior Backend Engineer II & III (.NET)

Join our expanding engineering team! We’re hiring 2x permanent Senior Backend Engineers II & III to join our Asset Sales group as we scale one of the most important parts of M-KOPA’s FinTech platform. Build distributed, event-driven microservices and help shape what AI-native engineering looks like at M-KOPA.

The Impact

Your code will directly power the systems that put smartphones and e-motorbikes into the hands of Every Day Earners across Africa. We’ve already helped over 10 million customers access more than $2 billion in credit.

The Opportunity

• Mission-driven engineering: Every service you build helps expand financial inclusion for under-banked populations
• Global recognition: Join a company named by the Financial Times as one of Africa’s fastest-growing companies for five consecutive years (2022–2026)
• Scale challenges: Build backend systems serving millions across multiple African markets
• AI-native from day one: We’re actively embracing AI as part of the engineering craft
• Fully distributed: Work remotely with diverse teams across UK, Europe, and Africa

What You’ll Do

At M-KOPA, you’ll build and operate distributed C# and .NET microservices on Azure, working within an event-driven architecture at significant scale. You’ll own what you build end-to-end — from idea, through implementation and deployment, into production and iteration.

Technical Environment

• Modern C# stack: Distributed C# and .NET microservices
• Cloud & orchestration: Hosted on Azure using Kubernetes
• Architecture: Event-driven, supporting products used at significant scale
• Observability: Grafana, Azure Application Insights, logs, traces, and metrics
• AI tooling: Claude and other AI tools used throughout the engineering workflow

Our Engineering Approach

• AI-native engineering: Experiment with new tools, agents, and workflows
• Guardrails as we accelerate: Automated tests, SLOs, alerting, observability, and deployment safeguards
• Own it beyond the pull request: Design for idempotency, retries, out-of-order events, and failure modes
• The Campfire Rule: Leave the systems you touch a little better than you found them
• On-call as feedback, not heroics: Engineers who build our systems also help operate them

What You Need

We’re looking for a senior engineer who’s curious, autonomous, and highly trusted.

Required Experience:

• Strong grasp of C# and .NET development
• Experience with event-driven systems (Azure Service Bus, Kafka, RabbitMQ, etc.)
• Microservices architecture experience, ideally on Azure and Kubernetes
• Experience using observability tooling (e.g. Grafana, Application Insights)
• Comfort using AI tools as part of a daily engineering workflow
• DevOps culture mindset, including on-call/production ownership
• Proven ability to collaborate effectively in distributed teams across time zones
• Continuous learning mindset and openness to feedback

Location & Benefits

• Fully remote role, collaborating during core GMT working hours
• Benefits package: Bonus, Growth Shares & On-Call Allowance
• Work with diverse teams distributed across UK, Europe, and Africa
• Personalised training budget to support your development
• Home office setup budget
• Professional development programs and coaching partnerships
• Family-friendly policies and flexible working arrangements
• Well-being support and career growth opportunities