Business Banker

Qualifications, Skills and Experience:

1. Education: A university degree in Finance, Marketing, Banking or any related field from a recognized university;
   
2. Experience: 3 years’ experience in banking/Sales
   
3. Strong track record in Sales Management.
   
4. Good knowledge of risk management and credit principles
   
5. Excellent understanding of the Bank, its strategy and all of its Banking services.
   
6. Advanced, computer literacy, numerical skills and statistical skills.
   
7. Very strong verbal and written communication skills.
   
8. Strong leadership and interpersonal skills
   
9. Team player with the ability to work under pressure, and in position to exercise excellent judgment.
   

• Analyze the geographical and environmental factors affecting the Branch to be able to understand its commercial potential and competition
  
• Periodically analyze the customer base of the branch and portfolio
  
• Monitor and action daily referrals/leads within set time lines
  
• Ensure weekly sales plans are in place
  
• Manage the loan portfolio by active participation in watch list meetings, monitor/manage pre-Non Performing Loans (NPLs) and fully recover bank funds
  
• Support in the timely and efficient preparation of business documentation to facilitate faster turn-around-time and closure of customer requests; such may include but not limited to-preparing bid bonds, performance guarantees and invoice discounting.
  
• Optimize cross-selling opportunities and provide comprehensive financial advice to clients on all services they seek to revel in with the Bank and facilitate them to access such solutions.
  
• Support in the preparation of the arrears and excesses reports to be used by the RAC committee in assessing the performance of the portfolio at risk.
  
• Maintain relationships with clients by providing support, information, and guidance; researching and recommending new opportunities; recommending profit and service improvements.
  
• Identify, grow and sustain customer relationships that can provide superior returns and contribute towards the growth of the Bank as per set targets.