1. Job Title:    Credit Officer

Organisation: EleglanceFinance Ltd

Duty Station: Uganda

Reports to: Credit Administrator

Officer will ensure the smooth running of the Eleglance Finance Ltd operations department by carrying out proper control measures and adhering to set out policies and procedures. The incumbent will maintain a portfolio with PAR of not more than 3% by carrying out proper loan appraisals in accordance to set policies and procedures.

Qualifications, Skills and Experience:

• ·The applicant should hold a good Bachelor’s Degree in Business Administration, Commerce, Education or any other related field
  

• ·Fresh graduates or those with a year’s experience in the business field
  

• ·Possess excellent leadership and communication skills in order to work most effectively with clients and willing to work in awkward and extended hours, evenings and weekends to achieve your goals.
  

• ·Good practical knowledge of commonly used computer software like Ms. Word, Excel with strong oral communication skills.
  

• ·English and Luganda is a priority, any other.
  

1. Job Title:    Credit Officer

Organisation: EleglanceFinance Ltd

Duty Station: Uganda

Reports to: Credit Administrator

Officer will ensure the smooth running of the Eleglance Finance Ltd operations department by carrying out proper control measures and adhering to set out policies and procedures. The incumbent will maintain a portfolio with PAR of not more than 3% by carrying out proper loan appraisals in accordance to set policies and procedures.

Qualifications, Skills and Experience:

• ·The applicant should hold a good Bachelor’s Degree in Business Administration, Commerce, Education or any other related field
  

• ·Fresh graduates or those with a year’s experience in the business field
  

• ·Possess excellent leadership and communication skills in order to work most effectively with clients and willing to work in awkward and extended hours, evenings and weekends to achieve your goals.
  

• ·Good practical knowledge of commonly used computer software like Ms. Word, Excel with strong oral communication skills.
  

• ·English and Luganda is a priority, any other.
  

• ·The incumbent will assess client’s qualifications to receive loans applied for based on the credit policy manual.
  

• ·Interview clients to clearly explain the lending procedures and requirements of EFL.
  

• ·Ensure that all required documents for loan processing are prepared and submitted to the credit committee for approvals.
  

• ·Guides clients on necessary documentation
  

• ·Ensures that all loan application forms are processed at the earliest possible time.
  

• ·Carries out risk assessments to ensure optimum recovery of funds disbursed.
  

• ·Advises management on reviews of loan policies and procedures to ensure they are consistent and capable in delivering the strategy of the company.
  

• ·Keep abreast with new types of loans, financial services and products in order to best meet clients’ needs.
  

• ·Builds and strengthens working relationships between the company and the clients with the objectives of achieving high levels of customer loyalty and satisfaction.
  

• ·Manage all customer complaints and take appropriate action to resolve them.
  

• ·Ensure all filing of credit and loan information is done in a timely and accurate manner.
  

• ·Significantly contribute towards the overall achievement of branch performance targets by playing an active role as part of the of the branch team.
  

• ·Develops and implements customer satisfaction measurements and performance quality reviews.
  

• ·Follow up on loans outstanding he/she is responsiblefor, regularly providing a report to the credit administrator
  

• ·Maintains customer confidence and protects operations by keeping financial information confidential.
  

• ·Contribute to identifying new potential clients to further the business of Eleglance Finance Ltd.