Relationship Officer - SME

Minimum Academic Qualifications:

• Bachelor’s Degree in any discipline.

• 2 Principal passes at A’ Level

• Credit and/or Pass in English and Mathematics at O’ level.

Experience

At least 2 years’ experience as a Credit Officer or Loans Officer in a Financial Institution.

Minimum Academic Qualifications:

• Bachelor’s Degree in any discipline.

• 2 Principal passes at A’ Level

• Credit and/or Pass in English and Mathematics at O’ level.

Experience

At least 2 years’ experience as a Credit Officer or Loans Officer in a Financial Institution.

• To recruit, nature and sustain new SME relationships that have a potential to grow and provide superior returns and contribute towards assets and liabilities growth as per set targets.

• Active pipeline management with the objective to meet agreed personal growth objectives across all product ranges and clients’ segments;

• Superior management of the client portfolio in order to grow and retain existing business, whilst continuously reviewing existing client wallets with an eye to optimizing the Bank’s revenue through selling/promoting appropriate product bundles.

• Actively undertake the negotiation and structuring of transactions in the prospective and closing stages with the aim of attaining value for the client, while protecting the business interests of the Bank

• Work hand-in-hand with other stakeholders on the timely and efficient preparation of high quality credit proposals, and drive turn-around time well within the Bank’s objectives;

• Vigilant arrears management in line with the Bank’s policies in order to spot early attention

• areas – the objective is to maintain the loan portfolio’s NPA percentage (well) within agreed parameters.

• Constantly explore the enhancement of the Bank’s brand name so that the Bank holds out to the target markets as one of the best in the corporate field in terms of service, innovation, and customer awareness/responsiveness.

• Develop and maintain well documented reports/visits/contracts with all the Bank’s relationships, management, and other units.