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Accounting, finance, banking, insurance Jobs in Uganda

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Ecobank Uganda Limited

Credit Manager

Kampala, Uganda

I&M Bank

Manager Reconciliations

Kampala, Uganda

Platinum Credit (U) Ltd

200 Loans Officers - SME Product

Kampala, Uganda

American Bar Assiciation

Project Finance And Administrative Assistant

Kampala, Uganda

Nakasero Hospital

Billing Officer

Kampala, Uganda

ICEA LION LIFE Assurance

Graduate Trainee

Kampala, Uganda

Saviour Microfinance Limited (SML)

Senior Accountant

Kampala, Uganda

Center for Health, Human Rights and Development - (CEHURD)

Internal Auditor

Kampala, Uganda

Cairo Bank Uganda

Financial Controller

Kampala, Uganda

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Institute of Certified Public Accountants of Uganda (ICPAU)

Assistant Technical Officer

Kampala, Uganda

Credit Manager

Closing: May 2, 2024

3 days remaining

Published: Apr 26, 2024 (3 days ago)

Job Requirements

Education:

Work experience:

Language skills:

Job Summary

Contract Type:

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Experience & Qualifications

  • At least three years’ experience in credit analysis and risk management
  • University degree in business related field or its equivalent

 

Skills, Capabilities & Personal attributes

  • Interpersonal skills to effectively communicate with and manage customer expectations (internal and external), and other stakeholders who impact business performance.
  • Technical skills to effectively perform or guide performance of Credit Risk Management activities/tasks in a manner that consistently produce high quality of service. 
  • Good communication skills
  • In-depth knowledge of lending products and best practices
  • Knowledge and experience in modern Credit Risk Management practices in Financial Services industry to provide visionary guidance on improvements and changes.
  • Knowledge and effective application of all relevant banking policies, processes, procedures and guidance to consistently achieve required compliance standards or benchmarks
  • Self-motivated to enable implementation of open communication, teamwork and trust that are needed to support performance and customer-service oriented culture.


Responsibilities

Experience & Qualifications

  • At least three years’ experience in credit analysis and risk management
  • University degree in business related field or its equivalent

 

Skills, Capabilities & Personal attributes

  • Interpersonal skills to effectively communicate with and manage customer expectations (internal and external), and other stakeholders who impact business performance.
  • Technical skills to effectively perform or guide performance of Credit Risk Management activities/tasks in a manner that consistently produce high quality of service. 
  • Good communication skills
  • In-depth knowledge of lending products and best practices
  • Knowledge and experience in modern Credit Risk Management practices in Financial Services industry to provide visionary guidance on improvements and changes.
  • Knowledge and effective application of all relevant banking policies, processes, procedures and guidance to consistently achieve required compliance standards or benchmarks
  • Self-motivated to enable implementation of open communication, teamwork and trust that are needed to support performance and customer-service oriented culture.


  • To protect the financial strength and the reputation of the bank.
  • Preparing Monthly credit Reports
  • Analyse credit proposals by observing policies, procedures and regulatory requirements and provide recommendations to relevant approving authorities/committees.
  • Ensure all the approval conditions are well captured in respective facility letters and are legally enforceable.
  • Support the business teams in their dealings and ensure quality bookings and growth of credit book.
  • Ensure credit portfolio remains of good quality with balanced concentration and diversification always.
  • The CRB Project Manager must generate periodic management reports for discussions at senior management meetings as a key agenda, with specific focus on the quality of data including the data success rate, rejected records, and the reasons thereof.
  • Provide leadership and support to the branch enrolling customers on CRB.
  • Ensure best TAT in loan processing to meet customer’s expectations.
  • Participate in target market strategy and its preparation, PPs and other credit related products.
  • Support Head of Credit, Act as secretary to bank credit committees, and BCC.
  • Assist in ensuring that the bank achieves an audit rating of acceptable or better in all credit reviews.
  • Monitoring of existing credit portfolio by preventing potential risk accounts from rolling into delinquent buckets and prevent overdues. 
  • Extracting, analyzing and interpreting the information from daily reports and providing appropriate recommendations/escalation to the management as appropriate.
  • Ensure good quality of credit management services (approvals, disbursements, reports and remedial management) in supporting business goals.
  • Report all risk and loss events as a result of errors or fraud to the line manager and /or relevant parties to manage mitigate possible losses. 
  • Work with Business Units to ensure portfolio quality remains within group target and regulatory NPL ratio of 5%.
  • Minimization of exposures and impacts of credit risks, managing troubled exposures to ensure good loan recovery.
  • Assist the Head of Credit to ensure that provisioning policies are in line with the Bank’s Credit Policy Document, comply with Banking Act provisions and co-ordinate with Finance Division to ensure appropriate provisions and interest suspensions for the credit book are effected in the Bank’s accounting systems.
  • Perform any other duties as directed by the Management/supervisor and not limited to the following
  • Ensure the bank achieves an audit rating of acceptable or better level in all credit reviews and participating in closure of open audit queries.
  • Provide appropriate inputs to develop the bank’s Target Market. 
  • Ensure the credit risk strategy is in place and up to date always.
  • Assist Head of Credit identifying skills gaps and training needs for credit analysts and RMs/Ros. 


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