Gulf African Bank
Banking + 2 more
Description
Qualifications and Experience
- Bachelor’s degree in a business-related field required; professional banking qualifications (e.g., AKIB) are a plus.
- At least 5 years of progressive banking experience, with proven leadership and strong performance results.
- Sound knowledge of branch operations, banking policies, legal/regulatory frameworks, and risk management.
Responsibilities
- Drive Business Growth & Market Presence
- Lead aggressive execution of business development initiatives to grow customer base, deposits, and lending.
- Develop and implement branch business plans, budgets, and forecasts, adjusting as needed to meet dynamic market needs.
- Support marketing initiatives and monitor and provide regular feedback on products performance.
- Deliver Operational Excellence & Compliance
- Champion a superior customer experience that fosters satisfaction and loyalty.
- Enforce rigorous risk management practices, optimize costs, and ensure profitability.
- Oversee branch safety, compliance with regulatory and internal policies — including Shariah principles, KYC, and AML.
- Lead Credit Success & Recovery
- Offer tailored solutions by understanding client needs and matching them with the Bank’s offerings.
- Ensure timely and complete credit applications and fast-track approvals through active coordination.
- Proactively manage collections, especially for high-value clients, with timely follow-up on arrears.
- Inspire & Build High-Performing Teams
- Provide clear direction, performance leadership, and motivation to the Branch team.
- Mentor and develop staff, identify skill gaps, and recommend targeted learning interventions.
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