Credit Manager

Qualifications & Experience

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
  
• 5–8 years’ experience in Credit Management, Commercial Finance, or Working Capital Management.
  
• Experience in FMCG, Manufacturing, or Distribution environments is highly preferred.
  
• Professional qualification such as CPA, ACCA, or equivalent is an added advantage.
  
• Strong understanding of ERP systems such as SAP, Oracle, or Dynamics.
  

• Develop and implement customer-specific credit frameworks aligned to business growth objectives.
  
• Partner with Sales and Commercial teams on credit terms, pricing, and growth agreements.
  
• Drive improvements in cash conversion, collections performance, and receivables management.
  
• Monitor customer exposure, overdue accounts, and high-risk portfolios.
  
• Enforce credit governance, policies, limits, and escalation procedures.
  
• Develop dashboards and reports on aging, collections, and customer receivables.
  
• Lead, coach, and develop the Credit Control team for high performance.
  
• Support senior management with insights on working capital and key accounts.