Bank and Trade Finance Executive

• Manage day-to-day relationships and correspondence with banks and other financial institutions.
• Coordinate trade finance transactions, including Letters of Credit (LCs), Bills for Collection, guarantees, and other trade instruments.
• Prepare and review documentation required for import, export, and other trade finance transactions.
• Liaise with banks to process and monitor trade finance facilities and transactions.
• Track transaction status, maturity dates, bank charges, interest, commissions, and other related costs.
• Support the preparation and submission of applications for trade finance facilities and working capital lines.
• Monitor utilization and repayment of bank facilities to ensure compliance with approved terms.
• Coordinate with Procurement, Logistics, Finance, Treasury, and Operations teams on trade-related transactions.
• Ensure timely processing of import and export documentation and payment obligations.
• Monitor foreign exchange transactions and support the management of FX requirements related to trade activities.
• Maintain accurate records of banking transactions, facilities, guarantees, LCs, and other financial instruments.
• Prepare regular reports on bank balances, facilities, trade finance transactions, and outstanding obligations.
• Assist with cash flow planning and ensure adequate liquidity for business and trade operations.
• Review bank statements and reconcile banking transactions with internal records.
• Identify discrepancies, resolve banking issues, and follow up on pending transactions.
• Ensure banking and trade finance activities comply with company policies, banking requirements, and applicable regulatory guidelines.
• Support negotiations with banks on facility pricing, transaction charges, FX rates, and other banking terms.
• Provide financial and operational support for the company’s agricultural trading activities.

Requirements & Qualifications

• Bachelor’s Degree in Finance, Accounting, Economics, Business Administration, or a related field.
• 3–6 years of relevant experience in banking, treasury, trade finance, corporate finance, or financial operations.
• Practical experience handling Letters of Credit, bank guarantees, import/export documentation, and other trade finance instruments.
• Experience working with commercial banks and managing corporate banking relationships.
• Good understanding of trade finance processes and international/local trade documentation.
• Strong knowledge of cash management, bank reconciliations, and financial reporting.
• Experience in the agriculture, agribusiness, commodity trading, manufacturing, or import/export sector will be an advantage.
• Strong attention to detail and ability to manage multiple transactions and deadlines.
• Excellent negotiation, communication, analytical, and problem-solving skills.
• Proficiency in Microsoft Excel and other financial/business applications.
• Professional qualifications such as ACA, ACCA, CTP, or related certifications will be an advantage.

Key Competencies:

• Trade finance management
• Banking relationship management
• Treasury and cash management
• Financial analysis
• Documentation and compliance
• Negotiation skills
• Attention to detail
• Risk management
• Stakeholder management
• Strong Excel and reporting skills