Credit Direct Limited
Financial Services
Description
Requirements
- B.Sc./M.Sc. in Data Science, Statistics, Computer Science, or related field.
- Professional certifications in data analytics or machine learning (preferred).
- Minimum 4 years in data science or risk analytics roles.
- Experience in financial services, particularly lending, is strongly preferred.
Responsibilities
Data Modelling & Customer Profiling:
- Build and maintain predictive models for customer segmentation and risk assessment.
- Develop clustering techniques to better understand customer behaviour patterns.
Credit Risk Analytics:
- Create scoring models for default risk, fraud detection, and creditworthiness evaluation.
- Develop risk modelling and stress testing frameworks.
Model Deployment & Monitoring:
- Work with tech teams to deploy models into production systems.
- Monitor model performance and adjust when needed.
Stakeholder Engagement & Communication:
- Build relationships with internal stakeholders, customers, and external partners.
Compliance & Data Governance:
- Ensure models meet internal policies and regulatory requirements.
- Maintain data accuracy, ethics, and security standard.
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