Analyst - Credit Vetting

Requirements

• Bachelor’s degree in finance, Accounting, Economics, or Business Administration
  
• Professional certification (CPA, ACCA) is an added advantage
  

Work Experience

• 2 years’ experience in the area of specialization
  

• Experience in credit risk, provisioning, or telecom finance
  

• Strong understanding of enterprise customer lifecycle and revenue assurance
  

• Review and assess customers’ requests for creditworthiness
  
• Analyze financial documents, payment history, and risk indicators
  
• Ensure all decisions align with internal risk policies and regulatory requirements
  
• Conduct detailed credit evaluations for Enterprise customers.
  
• Perform periodic credit reviews and reassess exposure limits.
  
• Process credit applications within defined SLAs to support timely customer onboarding.
  
• Approve, decline, or escalate requests based on risk thresholds and delegated authority.
  
• Monitor customer exposure against approved limits and trigger actions where thresholds are exceeded.
  
• Provide insights into high-risk accounts and recommend mitigation actions (e.g., deposits, suspensions).
  
• Enable seamless onboarding by ensuring fast, accurate credit decisions
  
• Provide pre-sales credit advisory for high-value enterprise deals
  
• Provide clear communication on credit decisions, rationale, and required mitigations.
  
• Handle escalations professionally and provide risk-based recommendations.