Banking + 2 more
Business Banker
Description
Provide proactive business banking sales and relationship management that will nurture and grow a portfolio of SME customers by identifying and offering value adding and specialized bank financial product solutions.
Required Qualifications & Skills
- 3 years’ experience in Banking /Sales
- Bachelor’s degree in Finance, Marketing, Banking or any related field from a recognized university
- Good knowledge of risk management and credit principles
- Strong interpersonal skills and a good team player.
- Good business acumen and financial skills
- Excellent understanding of the Bank, its strategy and all of its Banking services.
- Good Analytic and Networking skills
- Personal commitment to meet or exceed all targets and objectives.
- Utmost professional integrity.
- Analyze the geographical and environmental factors affecting the Branch to be able to understand its commercial potential and competition
- Periodically analyze the customer base of the branch and portfolio
- Monitor and action daily referrals/leads within set time lines
- Ensure weekly sales plans are in place
- Manage the loan portfolio by active participation in watch list meetings, monitor/manage pre-Non Performing Loans (NPLs) and fully recover bank funds
- Support in the timely and efficient preparation of business documentation to facilitate faster turn-around-time and closure of customer requests; such may include but not limited to-preparing bid bonds, performance guarantees and invoice discounting.
- Optimize cross-selling opportunities and provide comprehensive financial advice to clients on all services they seek to revel in with the Bank and facilitate them to access such solutions.
- Support in the preparation of the arrears and excesses reports to be used by the RAC committee in assessing the performance of the portfolio at risk.
- Maintain relationships with clients by providing support, information, and guidance; researching and recommending new opportunities; recommending profit and service improvements.
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