Credit Manager

Qualifications

• Bachelor degree in Economics, Finance or Business-related course
  
• Professional qualification in Certified Management, Credit Risk Management, or any other recognised credit certification course.
  
• Masters degree in Economics, Finance or Business-related course
  
• 6 years minimum number of experience
  

• Quality assessment and prudent decisions on loan applications within lending discretionary limit and/or making recommendations to higher approving authority.
  

• Compliance with target turnaround time and the agreed Service Level Agreement (SLA).
  

• Provide prompt guidance, mentoring, coaching and support on aspects of credit to all credit teams across branch network.
  

• To grow the good book whilst minimizing risk.
  

• Provide the lead technical support on development of new and reviewing existing credit products, credit policies and credit appraisal tools.
  

• Identify training needs of credit teams in head office and across branch network through branch visits, spot checks and observations and recommend appropriate credit up-skilling.
  

• Assist the Head of Credit and or Senior Credit Manager on all credit related issues delegated and act in their capacity while they are away.