Manager, Portfolio Analysis & Reporting

Key Responsibilities

• Continuously review the adequacy of loan loss provisions in line with BOU Prudential Guidelines and the IFRS9 impairment model and recommend appropriate provision levels.
  
• Maintain a comprehensive provision schedule and undertake quarterly discounting of securities for NPLs.
  
• Review account classification and IFRS9 staging and recommend the correct classification.
  
• Work with Group Risk Analytics to recalibrate the IFRS9 impairment model annually.
  
• Track recoveries and regularly report write-off statistics.
  
• Monitor portfolio concentrations against approved limits (obligor, sector, product, cross-border, currency, etc.).
  
• Monitor sector concentration limits.
  
• Monitor PP limits and PP performance matrices.
  
• Monitor compliance with credit-related regulatory ratios.
  
• Review NPL portfolios and initiate write-offs, write-backs, and interest write-offs in line with the In Duplum Rule.
  
• Ensure provisions and suspended interest are correctly booked at all times.
  

Experience & Qualifications

• Bachelor’s Degree in Mathematics, Statistics, Economics, Finance.
  

• Minimum 5years banking experience, two of which must have been in a credit-related role.
  

• Extensive experience in working with MS Excel and Powerpoint.
  

• Minimum 2 years in portfolio analytics
  

  
  

Competence Requirements

• Sound knowledge of Bank of Uganda Prudential Guidelines, IFRS9, Financial Institutions Act;
  

• Understanding of credit risk and general trends in the banking sector;
  

• Technical skills to effectively perform the credit administration activities/tasks in a manner that consistently produce high quality of service.
  

• Knowledge and effective application of all relevant banking policies, processes, procedures and guidance to consistently achieve required compliance standards or benchmarks.
  

• Self-empowerment to enable development of open communication, teamwork and trust that are needed to support performance and customer-service oriented culture.
  

• Initiative and decision-making techniques aimed at resolving and proposing solutions to the various challenges in Credit administration.
  

• People managements skills and ability to work across functions.