Relationship Manager

Education and Experience Required:

• Bachelor’s in business administration, Sales & Marketing, International Business or equivalent
  
• Relevant and adequate experience gained in similar role and environment
  
• ACIB Qualification or equivalent
  

Origination- 55%

• Identify prospects and convert in line with the Bank’s appetite
  
• Ensure quality of the sales pitch and lead them with clients in addition to reviewing term sheets before delivering to clients.
  
• Effectively use Sales Force for managing a healthy pipeline and also record client calls and discussions.
  
• Oversee ARMs to ensure smooth on-boarding of clients after thorough completion of documentation and other processes.
  
• Senior client calling and briefing on a regular basis for account maintenance and deal negotiation.
  

Product and Business Management- 25%

• Research, create and follow up on a target list for potential new business
  
• Identify priority customers using the Customer Relationship Planning templates to assess their present and potential contribution.
  
• Gather all the required information that is needed to prepare and assess credit applications. Role holder will be expected to input certain key information such as judgmental information. (They will work with Corporate Credit Managers and Associate Relationship Managers to construct credit applications).
  
• Control and quality of the portfolio, using available triggers and adherence to Risk management guidelines and policies.
  

Risk, Governance, Regulatory- 15%

• Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise-Wide Risk Management Framework and internal Absa Policies and Policy Standards. Understand and manage risks and risk events (incidents) relevant to the role.”
  
• Work with the CDD team to ensure proper completion of KYC
  
• Oversee the quality and turnaround of credit proposal and ensure faster delivery. Work with the CCM to respond to credit queries
  

People Management- 5%

• Day to day coaching and development of Assistant Relationship Manager and Corporate Service Assistants.