Portfolio Management and Business Development - 40%
Manage and grow the Bank's Structured Trade Finance portfolio in line with strategic objectives, risk appetite, and profitability targets.
Drive innovation and contribute to the development of new structured trade finance products and solutions.
Identify and pursue new business opportunities within target sectors and markets to expand the Bank's structured trade finance offering.
Build, maintain, and deepen relationships with corporate customers and key stakeholders to drive portfolio growth and customer retention.
Develop tailored financing solutions that address customer needs while ensuring adequate risk mitigation and security coverage.
Maintain high standards of customer service and responsiveness while balancing commercial objectives and risk considerations.
Identify opportunities to enhance customer experience, operational efficiency, and product competitiveness.
Recommend and implement process improvements aimed at strengthening controls, reducing turnaround times, and improving service delivery.
Monitor market trends, commodity developments, industry dynamics, and regulatory changes to support product enhancement and portfolio strategy.
TransactionStructuringandExecution—20%
Originate, structure, negotiate, execute, and monitor a broad range of structured trade finance solutions, including collateral management arrangements, receivables financing, supply chain finance, and trade-backed lending structures.
Support credit appraisal processes by providing transaction analysis, collateral assessments, portfolio performance reports, and risk insights.
Coordinate with internal and external stakeholders to ensure smooth transaction execution and operational efficiency.
Oversee the end-to-end transaction lifecycle, including documentation, approvals, disbursement, monitoring, reconciliation, and closure.
Ensure timely and accurate implementation of approved facility structures and risk controls.
Participate in annual reviews, covenant monitoring exercises, and facility renewal assessments.
Serve as the key liaison between Business, Credit, Trade Finance, Operations, Legal, Compliance, and Collateral Management teams.
Engage effectively with external service providers, including collateral managers, warehouse operators, inspectors, insurers, and legal advisors, to ensure proper transaction administration and risk mitigation.
PortfolioMonitoringandRiskManagement—20%
Conduct continuous monitoring of financed transactions, collateral positions, and customer performance to ensure compliance with approved facility terms and conditions.
Identify emerging risks and implement proactive measures to mitigate potential losses arising from market, operational, credit, or collateral-related risks.
Review transaction structures, security arrangements, and control mechanisms to ensure enforceability and adequacy of risk coverage.
Conduct periodic portfolio reviews and recommend appropriate remedial actions for exceptions, breaches, or deteriorating credit profiles.
Prepare and present portfolio performance reports, utilization reports, risk assessments, and management information to relevant stakeholders and management committees.
Analyze portfolio trends and provide actionable insights to support strategic decision-making and risk management.
Maintain accurate and timely portfolio records and reporting dashboards.
Ensure compliance with applicable regulatory requirements, internal policies, credit approvals, operational procedures, and industry best practices.
Maintain robust operational and credit risk controls to mitigate risks relating to fraud, documentation deficiencies, collateral deterioration, process failures, and funding gaps.
Support internal audits, regulatory inspections, and compliance reviews by providing timely information and implementing corrective actions.
Ensure all transactions are appropriately documented and administered in accordance with approved standards and legal requirements.
TrainingandTechnicalAdvisory—20%
Provide technical support, guidance, and subject matter expertise on structured trade finance products and processes across the Bank.
Conduct training and knowledge-sharing sessions to enhance staff understanding of structured trade finance structures, controls, and risk management principles.
Promote awareness of best practices and emerging trends within the structured trade finance landscape