Assistant Manager, Credit Risk

Qualifications And Experience

• BA/BS in Mathematics, Business, Quantitative Finance, Computer Science, Economics, Statistics, Engineering or another Quantitative field; master’s degree is a plus.
  
• Risk management qualifications such as Global association of risk professionals (GARP) certifications, relevant ISO certifications such as ISO 3100, ISO 22301 is a must.
  
• Minimum 5 years’ successive employment in a Bank or a similar Financial Institution 2 of which must be in credit risk management
  
• Practical knowledge of Credit Products, Treasury products as well as a basic understanding of Credit Cycle/Treasury Cycles and Operational processes.
  
• Sound knowledge of risk management and risk governance practice
  
• Analytical and Visualization skills in any of the following: Excel, VBA, Python, R, and/or SQL is required.
  
• Any related professional certification is preferred.
  

Key Competencies & Skills

• Credit Risk Assessment – Ability to analyze financial statements, loan portfolios, and borrower risk profiles.
  
• Regulatory Compliance – Strong knowledge of CBK (Central Bank of Kenya) regulations, Basel II & III, IFRS 9, and credit risk guidelines.
  
• Financial Analysis & Modeling – Proficiency in assessing creditworthiness using financial ratios, stress testing, and credit scoring models.
  
• Portfolio Risk Management – Experience in monitoring non-performing loans (NPLs), loan provisions, and credit exposure limits.
  
• Credit Policy & Frameworks – Understanding of credit risk policies, risk appetite frameworks, and underwriting standards.
  
• Risk Reporting & Analytics – Ability to generate and interpret credit risk reports, loss forecasts, and early warning indicators.
  
• Technology & Data Analytics – Proficiency in MS Excel, SAS, Python, Power BI, or other credit risk analysis tools.
  

• Conduct credit risk assessments and provide recommendations for risk mitigation.
  
• Monitor credit risk exposures and report any potential concerns to senior management.
  
• Support the development and implementation of credit risk policies and procedures.
  
• Analyze financial data and market trends to assess creditworthiness.
  
• Perform scenario analysis and stress testing to assess portfolio risks under varying conditions
  
• Collaborate with internal stakeholders to enhance risk management frameworks.
  
• Assist in regulatory compliance and reporting requirements related to credit risk.
  
• Provide insights into credit risk strategies to support decision-making.