Credit Corporate Analyst

The Person:

• The ideal candidate must possess the following:
  

Qualifications/Experience:

• Hold a bachelor’s degree in business, Accounts, Finance or related field.
  
• Professional Credit or Accounting qualifications a plus.
  
• Have a minimum of five (5) years’ practical experience with proven result-oriented track record in recoveries.
  
• Experience in banking & legal background a plus
  

• Conduct thorough analysis of financial statements and assessment of corporate credit requests, including new requests, changed requests, refinancing and annual due diligence
  
• Present analysis, findings, and recommendations to Management Credit Committee, especially findings that involve a borrower’s ability to repay
  
• Develop and prepare spreadsheets and models to support analysis of new and existing corporate credit applications
  
• Ensuring Credit Policies, Product Profiles and set timelines are adhered to in analysis and approval of corporate credit facilities.
  
• Conduct industry/sector studies with a view to updating policies and procedures guiding lending to a specific corporate sector.
  
• Ensure high audit rating is attained.
  
• Presentation of board level credit facilities to the Board Credit Committee for approval.
  
• Custody of the Board Credit Committee minutes and coordination of board recommendations and directives.
  
• Any other official duty that may be allocated from time to time.