Credit Origination Analyst-SME Banking

Key Responsibilities / Deliverables:

• Accompany Relationship Managers & Product Specialists, as applicable, in Client visits to originate identified Borrowing needs with a view to seamlessly manage the onboarding process.

• Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.

• Work with relevant stakeholders in structuring credit solutions for the clients and ensuring the appropriateness of the products.

• Prepare and secure approval for Term Sheets, wherever required

• Work with relevant stakeholders in:

a) Obtaining all deal pre-clearances i.e. KYC, AML/CT Screening, ESG Review, CRB Check, etc.

b) Deal Structuring and other relations

Qualification / Certifications:

• Bachelor’s degree from a recognized institution

• Master’s Degree and Certification in Credit Related Course is an added advantage

Experience:

• A minimum of 5 years’ relevant experience

• Good track record of credit analysis and financial understanding.

• In-depth knowledge of the local banking industry, banking products, banking services and banking regulations. Sound working knowledge and understanding of general commercial regulations and practices.