Manager, Credit Reporting & Control

Key Responsibilities:

• Preparing statutory reports in utmost accuracy for regulatory submissions within stipulated timelines and ensuring nil non-compliance with regulatory reporting requirements.
  
• Ensuring all credit related GLs are reconciled and aligned to the related listings monthly and updating the GL attestations timely.
  
• Preparation of other scheduled/adhoc external reports to DFIs, CRBs, KBA, Guarantee Funds and other financial stakeholders.
  
• Ensuring CRB reporting requirements are fully met and the submission error logs are keep at the very minimal levels if any.
  
• To ensure all data requirements for Guarantee funds are up to date with ability to respond conclusively to any related queries and clarifications.
  
• Performing analysis/review of risk classification of loans advances and computing the required general and specific provisioning of the portfolio in line with CBK Prudential Guidelines.
  
• Facilitating any required strategic management reports for risk management and decision making.
  
• Supporting facilitation of seamless audit processes by co-ordination of all requirements within credit department.
  
• Preparation of Internal reports to Departmental units and management accurately and within the agreed timelines.
  
• Supporting in co-ordination of CRMC/BCC papers, preparation of the Agenda and circulation of Matters Arising from previous meetings for input by all relevant stakeholders.
  
• Preparation and modelling of IFRS9 numbers, validating the ECL results and analyzing impacts.
  
• Monitor and report loan portfolio performance and trends to provide insight to business teams and management.
  
• Tracking credit policy requirements against internal and regulatory limits and reporting any breaches or exceptions to management.
  
• Providing input in the review and update of the credit reporting related policies and guidelines.
  
• Supporting any Bank project relating to credit reporting aspects.
  
• Supporting in the Credit Department Budgetary process.
  
• Presentation of all required MIS – Analytics and Dashboards.
  
• Supporting in execution of tasks within the unit in liaison with the other team members and as assigned by the line manager.
  

Academic Qualifications:

• Bachelor’s degree in any field from a recognized institution.
  
• Qualification in any data analytics course will be an added advantage.
  

Work Experience:

• 5 years banking experience with at least 2-3 years’ within credit reporting lines.
  
• Well versed with CBK Prudential Guidelines relating to Asset Classification, knowledge of relevant bank processes, policies and procedures.
  
• Knowledge and experience in IFRS9 reporting requirements and modelling expectations in line with the IFRS9 standard.
  

Key Competencies:

• Technical skills with high proficiency in Microsoft excel and PowerPoint.
  
• Report writing skills
  
• Numeric skills.
  
• Analytics skills.
  

Skills and Attributes:

• Excellent communication and interpersonal skills.
  
• Excellent time management skills; and Good planning and organization skills.