I&M Bank

Banking + 2 more

Product Support Officer

Job details

Contract Type

Description

Academic Qualifications:Bachelor’s degree in a relevant field (e.g., Business, IT, Finance).Professional Qualifications / Membership to professional bodies/ Publication:Relevant professional certifications in digital banking or IT support will be an added advantage.Work Experience Required:

  • Minimum of 2-3 years of experience in customer support, technical support, digital operations preferably in the banking sector.
  • Experience in digital banking, fintech support, or customer-facing IT environments is an added advantage.
  • Strong understanding of digital banking platforms, account onboarding, and mobile/online banking functionality.
  • Basic troubleshooting skills across web, mobile apps, authentication, and connectivity issues.

Technical Skills:

  • Troubleshooting and problem resolution.
  • Digital banking operations knowledge.
  • Ticketing systems (ServiceNow, JIRA, Zendesk, etc.)
  • Basic understanding of APIs, mobile/web app behavior, or system workflows (advantage).
  • Incident documentation and reporting.

Behavioral Competencies:

  • Strong communication and customer handling skills.
  • Empathy and customer-centric mindset.
  • Attention to detail and accuracy.
  • Collaboration with cross-functional teams.
  • Ability to work under pressure and manage multiple cases.
  • Analytical thinking and pattern recognition.


Responsibilities

Customer:

  • Provide first-line support for customers using digital banking products and services, including mobile banking, online banking, and onboarding flows.
  • Troubleshoot and resolve customer-reported issues, offering clear guidance on product usage, features, and digital processes to enhance customer experience.
  • Maintain deep knowledge of digital banking products, onboarding processes and platform features to accurately guide customers/branches on product inquiries, usage guidance, and feature explanations.
  • Conduct follow-ups with customers/branches to confirm issue resolution, ensure satisfaction, and close tickets in line with SLAs.
  • Escalate complex, recurring, or high impact issues to the appropriate technical or product teams and ensure timely feedback to customers.

Enablers:

  • Work closely with the Product Support Lead and Product Manager to identify recurring customer issues, emerging trends, and root causes, recommending improvements to enhance user experience.
  • Collaborate with ICT, Customer Service, Operations, Compliance, and Digital Product teams to streamline support processes and improve cross-functional issue resolution.
  • Participate in training programs to deepen knowledge of digital banking platforms, new features, troubleshooting techniques, and customer support best practices.
  • Assist in training branch staff, contact center agents, and other bank teams on new digital systems, processes, and product updates.
  • Ensure accurate records of all customer interactions and issue resolutions for reporting purposes are maintained.
  • Maintain accurate support documentation, FAQs, and knowledge base records to boost team efficiency and improve customer self-service.
  • Prepare daily/weekly reports on issues, trends, resolutions, and customer feedback for use by the Product Support Lead and other stakeholders.

Internal Processes:

  • Document, track, and update all customer interactions, issues, and resolutions in the approved ticketing system, ensuring accuracy and completeness.
  • Share necessary system logs, screenshots, and diagnostic information with ICT or technical teams to support root‑cause analysis and faster resolution.
  • Conduct routine functional checks and monitoring of digital banking solutions to proactively detect and flag operational anomalies.
  • Participate in User Acceptance Testing (UAT) for new features, enhancements, and system releases to ensure readiness and minimize customer-impacting issues.
  • Ensure strict adherence to internal processes, risk controls, and compliance requirements to maintain platform stability and service continuity.

Financial:

  • Ensure efficient and timely resolution of customer queries to minimize operational disruptions, reduce repeat contacts, and lower service costs.
  • Adhere to internal controls and operational guidelines to prevent losses linked to service lapses, disputes, or failed transactions.
  • Identify opportunities for automation and process improvements that enhance efficiency in issue resolution and reduce manual interventions.

Job Dimensions:

  • Ensure efficient and timely resolution of customer queries to minimize operational disruptions and reduce service‑related costs.
  • Provide first-line support for digital banking products by troubleshooting issues, guiding customers on usage, and ensuring timely and effective solutions.
  • Escalate complex or high‑impact issues to the appropriate teams and conduct follow-ups to confirm resolution and customer satisfaction.
  • Document and track customer interactions and incidents in the ticketing system, ensuring accurate logging and closure within SLAs.
  • Conduct routine checks, share diagnostic information with ICT, and participate in UAT to ensure platform stability and readiness before releases.
  • Collaborate with Product Support Lead, Product Managers, ICT, Customer Service, and Compliance to streamline support processes and address recurring issues.
  • Participate in ongoing training and contribute to knowledge base updates to strengthen product expertise and improve support effectiveness.


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