Senior Credit Admin Officer

Minimum Qualifications and Experience

• Holder of bachelor’s degree in BCOM or a Business-related field.
  
• Professional qualifications such as CPA, CCP or CIFA etc
  
• Not less than 5 years in Credit management and extensive knowledge of lending products and prudential guidelines.
  
• Good knowledge in debt management will be added advantage
  
• Ability to lead teams and deliver business results.
  
• Must be self-driven; possess excellent administrative, communication and interpersonal skills,
  
• strong organization, and negotiation skills.
  

• Ensure compliance with CBK and Microfinance Act regulatory requirements and other regulations
  
• Disbursement of loans according to the approved terms ensuring that all loan account balance, commissions, and interest are properly calculated.
  
• Preparation of IFRS 9 reports, ISAS39 reports and other management reports as well as periodic returns to Central Bank of Kenya and credit reference bureaus
  
• Management of a database and loan listings of all loans received into the department
  
• Designing, reviewing and updating a risk-based model for the Bank
  
• Preparation of timely and accurate facility offer letters and return of the same from customers in liaison with the Account Relationship Managers
  
• Ensuring proper securities perfection and registration process
  
• Manage loan migration by ensuring zero arrears on all performing credit Facilities.
  
• Maintain an up-to-date register for all securities including valuations and insurances, and their maintenance in the banking system as well as safe custody of the same as per the control procedures
  
• Collection of loan related fees and commissions for all loans.
  
• Improving digital loan platforms, loan management systems and other related systems
  
• Preparation and reconciliations of the loan disbursement reports
  
• Supporting both internal and external Audit exercise including regulatory Audits
  
• Management of Loan Files after loan disbursement
  
• Analyze credit propositions as allocated and recommend for approval
  
• Reviewing assigned files for compliance of the approval conditions
  
• To perform any other duty as assigned in line with the organization goals and objectives