PalmPay

Financial Services

Merchant Operation Manager

Job details

Contract Type

Description

Requirements

  • Bachelor’s degree or above, with at least 2 years of experience in internet, payments, or merchant operations.
  • Familiar with user operations or merchant operations methodologies; experience in transaction or user growth is preferred.
  • Strong data analysis skills with the ability to identify problems and design operational strategies.
  • Strong communication and cross-functional collaboration skills.
  • Proactive, execution-oriented, and results-driven.
Responsibilities
1. Merchant Lifecycle Management
  • Manage the lifecycle of offline merchants, including onboarding, activation, growth, inactivation, and reactivation strategies.
  • Identify key factors affecting merchant active rate and transaction volume through data analysis and develop corresponding operational strategies.
  • Segment merchants (e.g., high-value merchants, growth merchants, inactive merchants) and design differentiated operation strategies.
2. Merchant Transaction Growth
  • Design and implement strategies to increase merchant transaction volume, such as transaction incentive programs, marketing campaigns, and seasonal or festive promotions.
  • Analyze transaction behaviors of high-performing merchants, identify key success factors, and replicate high-performing behaviors.
  • Continuously optimize operational strategies to increase transaction frequency and transaction volume.
3. High-Value Merchant Operations
  • Identify high-value merchants (e.g., high TPV, high transaction frequency).
  • Develop dedicated incentive programs or growth plans for high-value merchants to increase their transaction volume and retention.
4. Merchant Reactivation & Activity Improvement
  • Design and optimize merchant reactivation strategies to bring back inactive or low-active merchants.
  • Analyze reasons for merchant churn and propose operational or product improvements.
5. Data Monitoring & Strategy Optimization
  • Track key merchant performance metrics, including:
    • Merchant active rate
    • Merchant productivity (transaction volume per merchant)
    • Number of transactions and total transaction value
  • Produce operational analysis reports and continuously optimize strategies based on data insights.
6. Cross-Functional Collaboration
  • Work closely with Business Development team, Product team, and Customer Service team to resolve merchant issues related to POS products.
  • Collect merchant feedback and drive product and operational improvements.

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