Portfolio Analysis & Reporting - Lead

Requirements

• First Degree in numerate disciplines preferably accounting, statistics, economics and mathematics.
  
• Minimum of 8 years cognate experience preferably in audit or banking industry
  
• Proven experience in risk management, portfolio analysis, and regulatory reporting within the financial services sector.
  
• Strong understanding of capital adequacy, liquidity, IFRS 9 standards, and regulatory compliance requirements.
  
• Proficiency in financial modeling, credit risk analysis, and stress testing methodologies.
  
• Excellent analytical and reporting skills with the ability to interpret complex data and provide actionable insights.
  
• Advanced knowledge of financial systems and tools (e.g., Excel, Power BI, or similar), with experience in preparing regulatory reports and investor relations metrics.
  

• Analyze and monitor the Bank’s Portfolio, Asset Quality, Liquidity and Capital Wellness
  
• Evaluate the impact of all significant loans on Banks’s Capital, Profitability and Portfolio Concentration
  
• Monitor compliance with all regulatory and internal limits
  
• Risk reporting to MRC and BRMC to ensure they are aware of significant risks to the Bank, and to enable them perform their over-arching functions
  
• Provide metrics and reports as requested from Rating Agencies, other External and Internal parties, and for Investor Relation ratios
  
• Preparation of the portfolio plan for the Bank based on the budget proposal of the Bank.
  
• Ensure prompt rendition of Capital Adequacy Ratio report to CBN
  
• Computation of ECL in compliance with IFRS 9 standard
  
• Prepare ECL movement schedule of the Bank at intervals for both internal and External (CBN, NDIC & Auditor) purposes
  
• Preparation of monthly sectoral distribution and limit
  
• Conduct stress testing and scenario analysis (internal and regulatory) for the Bank.