Relationship Manager, Commercial Banking Division

Qualification & Experience

• Minimum of 5 years of experience in a bank, 2-3 years of which should have been in a team position.
  
• A good first degree in any discipline. Relevant Masters’ degree and/or a recognized professional certification will be an advantage.
  
• Good analytical aptitude and proven ability to learn and exert sound judgment
  
• Consistently demonstrate strong attention to details.
  
• Ability to be client focused and results oriented
  
• Excellent verbal and written communication skills
  
• Consistently demonstrate a professional attitude
  
• Knowledge of treasury services products is a plus
  

• Draw up work schedules for identifying and marketing prospective customers
  
• Maintain good public relations with current and prospective customers
  
• Plan and report on Marketing calls for the unit
  
• Structure credit facilities to address customers' needs and prepare/review credit proposals with the Group Head
  
• Monitor and ensure customers’ compliance with credit agreements
  
• Loan recovery/remediation
  
• Present to and defend proposals before the Credit Committee
  
• Provide on-the job training for Account Officers
  
• Negotiate foreign exchange and credit rates with customers within limits set by the bank to ensure maximum profitability to the bank
  
• Monitor the unit’s performance against monthly/quarterly/annual plans
  
• Prepare the Team’s annual budget for consolidation and incorporation into the Group budget by the Group Head