Settlement and Liquidity Officer

Settlement Operations

• Coordinate end-to-end settlement of funds across major accounts, ensuring accuracy and timeliness
• Proactively monitor and resolve pending or failed settlements, escalating where necessary
• Ensure correct capture and instruction of trade data into settlement systems
• Collaborate with counterparties, Operations and IT to investigate and resolve settlement failures
• Own end-of-day reconciliations and produce clear, accurate settlement reports

Liquidity Management

• Monitor and forecast daily cash positions across accounts, identifying risks and opportunities proactively
• Coordinate intra-day liquidity to meet funding and settlement obligations without operational disruption
• Optimise the use of internal and external liquidity lines to minimise idle balances and avoid overdrafts
• Provide structured input on short-term investment and funding strategies to the Treasury Lead

Operational Collaboration

• Serve as the Treasury function's primary interface with Operations, reducing information asymmetry on liquidity-impacting actions
• Support reconciliation between treasury positions and finance ledger entries
• Contribute to process improvement initiatives within the settlement and liquidity framework

Qualifications

• Bachelor's degree in Finance, Accounting, Economics or a related field
• Minimum 2–3 years of experience in settlement operations, treasury or liquidity management
• Strong working knowledge of financial instruments and clearing/settlement cycles
• Hands-on familiarity with NIBBS, RTGS, NEFT, switching processes and settlement platforms
• Advanced Excel proficiency; working knowledge of treasury systems (Calypso, Finacle or equivalent) required at this level