Credit Direct Limited

Financial Services

Team Lead, Customer Profiling and Personalization

Job details

Contract Type

Description

Requirements

  • B.Sc./M.Sc. in Data Science, Statistics, Computer Science, or related field.
  • Professional certifications in data analytics or machine learning (preferred).
  • Minimum 4 years in data science or risk analytics roles.
  • Experience in financial services, particularly lending, is strongly preferred.


Responsibilities

Data Modelling & Customer Profiling:

  • Build and maintain predictive models for customer segmentation and risk assessment.
  • Develop clustering techniques to better understand customer behaviour patterns.

Credit Risk Analytics:

  • Create scoring models for default risk, fraud detection, and creditworthiness evaluation.
  • Develop risk modelling and stress testing frameworks.

Model Deployment & Monitoring:

  • Work with tech teams to deploy models into production systems.
  • Monitor model performance and adjust when needed.

Stakeholder Engagement & Communication:

  • Build relationships with internal stakeholders, customers, and external partners.

Compliance & Data Governance:

  • Ensure models meet internal policies and regulatory requirements.
  • Maintain data accuracy, ethics, and security standard.


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