Business Analyst

Education & Training

• A good Bachelor’s Degree in Accounting, Finance, Commerce, Quantitative Economics, Business Administration, Statistics or a related field.
  
• Additional training or professional qualification in Business and project appraisal, Risk management, financial analysis will be added advantage.
  

Skills & Experience

• Minimum of 5 years’ experience in financial services environment with at least 2 in Credit Risk Management environment.
  
• Credit certification will be an added advantage
  
• Understand company financial statements (i.e. P&L and Balance Sheet)
  
• Analytical and problem-solving skills
  
• Awareness of business issues and current economic/market trends
  

• Monitor credit quality of portfolio for risk recognition & assigning proper risk rating for each relationship. Ensure quality of the portfolio is satisfactory.
  
• Support Relationship Managers in on-boarding new BIB relationships.
  
• Support the Relationship Managers in implementing account plans for all the high value relationships within the assigned portfolio.
  
• Directly responsible for managing BIB customers portfolio, (Number of relationships and average size of the portfolio to be agreed with the Team Leader).
  
• Ensure high level of satisfaction within the assigned portfolio of BIB customers.
  
• Follow Up the quality of portfolio to ensure that there are no direct credit losses.
  
• Pro-act to changes in marketplace.
  

Financial Responsibility:

• Performance on the following variables
  
• Support in New-to-Bank client acquisition Contribute towards lending growth within targeted segments Contribute towards liabilities growth within targeted segments Non-Interest Income (Fees and Commissions)
  
• Interest Income (on all business/institution-related lending disbursements): Yield and Margin