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Pride Bank
Banking + 2 more
Relationship Officer – Agribusiness
Closed for applications
Description
Requirements
- Diploma or bachelor’s degree in agriculture or any related discipline.
- Must have critical thinking, analytical, attention to detail and problem-solving skills.
- Good verbal and written communication skills
- Understanding of the Banking environment.
- Advanced, computer literacy, numerical skills and statistical skills.
- Team player, ability to work under pressure and in position to exercise excellent judgment.
- Should not be more than 40 years of age 2 Principal passes at A’ Level Credit and/or pass in English and Mathematics at O’ level.
- Recruiting, naturing and sustaining new Agribusiness relationships that have a potential to grow and provide superior returns and contribute towards assets and liabilities growth as per set targets.
- Active pipeline management with the objective to meet agreed personal growth objectives across all product ranges and clients’ segments.
- Superior management of the client portfolio in order grow and retain existing business, whilst continuously reviewing existing client wallets with an eye to optimizing the Bank’s revenue through selling/promoting appropriate product bundles.
- Actively undertaking the negotiation and structuring transactions in the prospective and closing stages w the aim of attaining value for the client, while protecting the business interests of the Bank.
- Work together with other stakeholders on the timely and efficient preparation of high-quality credit proposals and drive turn-around time well within the Bank’s objectives.
- Vigilant arrears management in line with the Bank’s policies to spot early attention areas – the objectives to maintain the loan portfolio’s NPA percentage (well) within agreed parameters.
- Assess credit requests, in line with the bank’s credit standards, policies, procedures and practices and recommend action to the credit department and committee.
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