Family Bank Kenya
Banking + 2 more
Description
Qualifications
- Bachelor’s degree in business administration, Finance, Information Technology, Operations Management, or a related field.
- 3–5 years of progressive experience in product development and product management within a banking, payments, or financial services environment.
- At least 3 years’ hands-on experience across Payments, Digital Banking, Cash Management, or Ecosystem Banking.
- Proven experience managing card products (credit, debit, and/or prepaid) within a regulated financial institution.
- Strong understanding of digital payment services, card products, emerging payment technologies, API integrations, and payment processing ecosystems.
- Solid knowledge of card payment lifecycles, card schemes, merchant acquiring, and end-to-end payment operations.
- HR Department Doc.
- Sound working knowledge of the Banking Act and Central Bank of Kenya (CBK) prudential guidelines.
- Demonstrated ability to understand merchant and customer needs and translate market and industry trends into commercially viable product solutions.
- Strong execution, analytical, and problem-solving skills with a high degree of accuracy and attention to detail.
- Excellent interpersonal and communication skills, with the ability to build effective relationships across all organizational levels.
- Proven people management capability, including team leadership, coaching, motivation, and performance management.
- Results-oriented mindset with the ability to manage multiple initiatives concurrently while balancing operational, regulatory, and risk considerations.
Responsibilities
Strategy Development & Business Growth
- Develop and execute the Bank’s merchant acquiring strategy (POS & e-commerce).
- Create and enhance the product roadmap and value propositions.
- Conduct continuous market and competitive analysis to identify trends and opportunities.
- Pursue new partnerships, channels, and business opportunities to drive portfolio expansion.
Merchant Lifecycle & Revenue Management
- Manage the end-to-end merchant lifecycle, including digital solutions deployment.
- Prospect, acquire, and grow key merchant accounts.
- Drive acquiring revenue through optimized pricing, fee structures, and transaction performance.
- Ensure merchant contracts and pricing comply with Bank policies.
- Improve merchant conversions, optimize e-commerce experiences, and enhance affiliate distribution
Operations, Risk & Governance
- Collaborate with IT, Risk, Compliance, Finance, and vendors to ensure secure and compliant merchant experiences.
- Lead user testing (UAT), quality assurance, and solution validation for new initiatives.
- Provide expert advisory on e-commerce platforms, digital payments, and acquiring technologies.
Stakeholder Engagement & Enablement
- Work closely with business units and product teams to deliver digital collection and payment solutions.
- Build strong value-based relationships with merchants and partners.
- Deliver training, product awareness, and support to internal and external stakeholders
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