Banking + 2 more
Description
Knowledge; Skills, and Experience required for this Role
- At least 5 years’ experience in a banking environment, with sound exposure to branch operations 3 of which should be at supervisory level
- Business Decision Making and Financial Analysis Skills
- Bachelors’ Degree in a business-related field
- Master’s Degree will be an added advantage
Process & Governance - 36%
Operations
- Ensure that the branch operational control environment is sound through strict adherence of the approved standard operating procedures.
- Routinely sensitize and train staff on processes and procedures, and control measures as per policy.
- To monitor Automated Teller Machines (ATMs) for uptime and general condition.
- To ensure that the Teller specification records are scrutinized through voucher review and tick back of the Transactions Journal for accuracy when processing customer transactions.
- To monitor voucher flow in the branch and to Operations processing center.
- To attend to related telephone calls and customer queries and adherence to SLAs & TAT.
- Conduct snap checks on operational procedures and service standards to ensure complianceTo ensure change of static data of accounts and any other accounts related instructions.
- To monitor start of day/end of day on core banking system and other bank systems.
- To ensure branch accounts, assets, general ledgers and instruments are reconciled.
- To ensure daily reconciliations of key processes are done as per policy and all reports are filed as per policy.
- Ensure Management of dormant accounts as per laid down procedure.
Customer - 20%
Exceed customer service standards
- Ensure all customer service standards and TATs are adhered to and to in the branch in line with service level agreements
- Manage external communication with customers at the branch well by ensuring professional standards are maintained.
- Ensure all customer interactions and feedback is captured in the Customer Relationship Management System (CRM) and follow up to ensure prompt resolution within the set SLAs. Meet the set FCR & TAT targets
- To facilitate good communication between the branch and Central Operations Processing Centers to ensure prompt resolution of queries/problems and provision of effective customer service
- To initiate root cause analysis workshops to prevent recurring customer queries/problems.
- To ensure the branch delivers exceptional customer experience, train and mentor the branch staff on service excellence.
People & Culture - 17%
People Management
- Performance management; Manage and supervise staff to achieve high levels of performance. Conduct Performance Appraisals
- Supervise and manage the branch outsourced support staff.
- Leave management and business continuity planning.
- Supervise staff reporting, monitor and review staff attendance register.
- To conduct fortnightly staff meetings and monthly team building exercises. Promote team cohesion
- Manage competency development through but not limited to training, coaching/mentorship and knowledge enhancement initiatives. Annual training and refresher courses on bank products and procedures
- Aim to have motivated staff in the branch by (but not limited to) creating a good working environment, regular duty rotations, and work-life balance.
Financial - 27%
Business Management and Development
- Branch profitability: Responsible for both revenue and cost management
- To ensure all income is collected and that periodic revenue checks are undertaken.
- To monitor revenue and expenditure and ensure that controllable costs are within budget.
- Lead Generation, Analyze customer transactions to cross-sell and up-sell products that would benefit the bank.
Internal Contacts (e.g., other jobs within the organization, etc.):
- All departments in the bank
External Contacts (e.g., suppliers, contractors, industry stakeholders, etc.):
- Landlord and car parking provider
- Service providers (cleaning Company, water supplier, Unarmed security Company, Printer and counting machines leasing company)
- County Government/Regulators.
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