Qualifications

• First Degree in any Business Field form a recognised Institute
  
• Atleast 2 years banking experience preferably in Credit, Rehabilitation and Recovery or Legal departments of a Tier 1 financial institution.
  
• Keen interest in building a career in BS&R/ BCC
  
• Experience in Credit Control environment and knowledge of collection procedure.
  
• Sound business savvy and banking knowledge around:accounting and financial principles, generally banking, corporate banking, and Leya! principles related to lending and collateral rights
  

• Along with the relevant Relationship and Credit Managers, assess clients/accounts in order to manage risk and limit exposure over the short, medium and long-term.
  
• Assess counterparties, the current security position and where appropriate take additional security.
  
• Responsible for advising Business Banking on performing loans showing signs of distress (Watchlist names). Executed through Portfolio Rapid•Risk Reviews and Watchlist Committees.
  
• Provide recommendations to improve business banking risk and enhance customer relationships to Business and Credit Teams. Brief Heads of Business to enable them to lead negotiations with watch listed names.
  
• Be involved and influence client visits and negotiations to manage credit recovery processes including restructure and or renegotiation of facilities.
  
• Conduct in-depth research on relevant accounts, applying banking, legal and credit knowledge where applicable.
  
• Follow through on account written off for recoveries, including vendor management & management of the lnhouse recoveries team handling the BCC account