JOB SUMMARY

• To manage the bank’s delinquent accounts by recommending and/or implementing remedial action for purposes of minimizing credit loss through rehabilitating or recovering from such accounts.
  

MINIMUM EDUCATION QUALITIFCATIONS:

• First degree in any discipline with a minimum of a second class upper.
  
• Professional qualification and post-graduate qualification (or in progress) in a business-related Field is a Must.
  

WORK EXPERIENCE:

• A minimum of 2-3 years cognate experience
  

REQUIRED COMPETENCIES (Knowledge, Skills & Abilities):

• Analytical and Investigative skills
  
• Excellent communication Skills.
  
• Sound understanding of banking industry
  
• Knowledge and understanding of FIA
  
• Good understanding of the business and macro – economics landscape
  
• High integrity
  

JOB SUMMARY

• To manage the bank’s delinquent accounts by recommending and/or implementing remedial action for purposes of minimizing credit loss through rehabilitating or recovering from such accounts.
  

MINIMUM EDUCATION QUALITIFCATIONS:

• First degree in any discipline with a minimum of a second class upper.
  
• Professional qualification and post-graduate qualification (or in progress) in a business-related Field is a Must.
  

WORK EXPERIENCE:

• A minimum of 2-3 years cognate experience
  

REQUIRED COMPETENCIES (Knowledge, Skills & Abilities):

• Analytical and Investigative skills
  
• Excellent communication Skills.
  
• Sound understanding of banking industry
  
• Knowledge and understanding of FIA
  
• Good understanding of the business and macro – economics landscape
  
• High integrity
  

• Review the assigned delinquent accounts/portfolio to ascertain the causes of the default and recommend remedial action.
  
• Ensure that facility documentation and securities of the managed portfolio are up to date.
  
• Initiate and ensure viable remediation effort is undertaken to rehabilitate and/or recover from assigned client portfolio.
  
• Participate in credit governance meetings to identify and/or recommend accounts that require closer monitoring under Recoveries & Collections.
  
• Recommend accounts to be transferred to external service providers to support/ further management.
  
• Update assigned clients’ files with the relevant recovery efforts.
  
• Submit regular reports on updates on accounts in portfolio to Supervisor.
  
• Prepare updates for monthly Recoveries meetings and ensure that such reports are submitted in a timely manner.