Banking + 2 more
Description
Knowledge; Skills and Experience required for this Role
- Bachelor’s degree in any discipline with a minimum of second-class honors upper division or equivalent
- Good Communication Skills (written and verbal)
- Minimum 1 year working within a customer service environment, contact center, or banking is advantageous
- Proficiency in computer applications and data entry
- Excellent verbal and written communication skills
- Positive attitude, adaptability, and commitment to customer satisfaction.
Customer Interaction & Issue Resolution (40%)
- Handle inbound calls, emails, WhatsApp, social media, and live chat interactions within set SLAs.
- Provide accurate information on bank products, services, digital channels, card services, account onboarding, and transactional support.
- Log, track, and resolve customer inquiries using CRM and available ticketing systems.
- Escalate complex issues to relevant departments and ensure closure within defined TATs.
- Perform service recovery and delight customers through proactive follow-up.
- Ensure that all customer queries, enquiries, and complaints are resolved on a ‘One Stop Shop’ basis.
- Proactively manage all customer interactions and ensure that service levels are achieved.
- Maintain high level of product knowledge sufficient for issue resolution, retention, and customer education.
- To identify customer needs effectively and partake in cross-selling and upselling of products initiatives
- To help identify service gaps and give feedback on necessary corrective measures
- Effective time and stress management of self during shift.
Digital and Card Support (20%)
- Guide customers on mobile banking (Mfukoni), internet banking, USSD, dormancy reactivation, and digital onboarding processes.
- Assist with debit/credit/prepaid card activation, PIN issues, blocking/unblocking, and card-related disputes.
- Support digital adoption initiatives through actively representing customer feedback, highlighting trends, suggesting, and implementing improvements and feeding back to colleagues.
Operational Excellence and Service Quality (20%)
- Adhere to customer verification standards (KYC), data privacy regulations, and internal control procedures including laid down maker-checker processes.
- Meet and exceed targets on AHT, FCR, quality scores, adherence, and customer satisfaction.
- Maintain 100% accuracy when dealing with customer instructions involving financial transactions or sensitive information.
Outbound Engagements and Business Development Support (20%)
- Execute outbound campaigns as assigned.
- Identify customer needs effectively and partake in cross-selling and upselling of products initiatives.
- Tracking of generated sales leads and ensuring completion for an enriched customer relationship.
- Educate customers on new products, system upgrades, or scheduled maintenance.
- Collect VOC insights to support product enhancements.
- Log all interactions comprehensively in CRM and follow communication scripts as provided.
- Participate in daily stand-ups, calibration sessions, and coaching.
- Support UAT testing for new systems and features related to customer experience.
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