Academic Qualifications:

Bachelor’s degree in business or related field.

Professional Qualifications / Membership to professional bodies/ Publication:

Relevant professional qualification;

Member of a relevant professional body.

Work Experience Required:

Over Seven (7) years’ relevant experience with over Three (3) years in management in a similar organization.

Skills and Competencies:

• Financial statement interpretation and decisioning Skills.
  
• Lending skills
  
• Investment appraisal skills.
  
• Risk Intelligence Skills.
  
• Industry knowledge skills - financial sector and investment opportunities.
  
• People Management skills.
  
• Agility and Adaptability Skills.
  
• Critical thinking skills.
  
• Conflict Management skills.
  
• Presentation skills.
  
• Interpersonal and Communication skills.
  
• Efficient and sound Decision-Making skills.
  
• Entrepreneurial skills.
  
• Leadership skills.
  
• Presentation skills.
  
• Interpersonal and Communication skills.
  
• Entrepreneurial.
  
• Demonstrate integrity, dependability, responsibility, accountability, self-awareness, work ethic, and empathy.
  

• Formulating strategic direction for the Asset finance department to the business segments i.e., Personal Banking, Premium Banking, Business Banking and Corporate & Institutional Banking.
  
• Implementing strategic plans to maximize returns on the bank’s investments in HP and IPF Products in collaboration with business segments.
  
• Identify viable investment opportunities for HP and IPF in the market.
  
• Evaluate key macro-economic indicators and guide the Bank on their likely impact on the Bank’s Investments on HP and IPF.
  
• Ensure that the HP and IPF book is monitored and evaluated on a continuous basis and reported to management periodically and accordingly.
  
• Lead, motivate and create a good working environment for all staff to enhance individual productivity and performance including an effective performance appraisal plan as per the Bank’s high-performance guide.
  
• Responsible for individual and team annual performance objectives and target setting.
  
• Responsible for reviewing regularly performance against agreed target/objective.
  
• Coach and provide feedback to direct reports to enhance their performance and growth.
  
• In collaboration with critical stakeholders, responsible for identifying and developing training needs and develop plans to upskill and satisfy areas identified.
  
• In collaboration with risk and credit department, formulate, review and ensure adherence to credit risk framework for quality business.
  
• Responsible for the overall Reports and MIS on Asset Finance and HP.
  
• Responsible for HP and IPF Credit Process including underwriting, booking of facilities, payments to dealers and partners.
  
• Digital Innovation – the job holder is responsible for technological initiatives in Asset Finance geared towards automation for efficiency and service excellence.
  
• Responsible for Market intelligence – this entails understanding of market trends to keep up with development and dynamics in the market.
  
• Critical liaison with the Service Providers and partners supporting Asset Finance Business and activities.
  
• Responsible for Motor dealers, Original equipment manufacturers, Business and Trade Organization growth and continuous engagement for business development opportunities.
  
• Analyzing and developing new niche markets and dealer joint promotion schemes for asset finance and IPF products.
  
• Preparing and participating in tendering of asset finance and asset finance business initiated directly or by business drivers from other business Segments.
  
• Identifying and organizing business promotion functions, programs and events that facilitate selling of bank products and especially Asset Finance and Insurance Premium
  
• Finance products as well as keeping the Banks name visible.