Senior Credit Manager - Corporate

 QUALIFICATIONS, EXPERIENCE and COMPETENCIES REQUIRED:

• Bachelor or above Degree in Finance, Banking, Business, or related subjects.
  
• Credit certification.
  
• At least 8 years of banking experience in a financial institution 5 of which have been in Credit Approval, Credit Analysis or Corporate Lending.
  
• Excellent leadership skills.
  
• Good understanding of the financial regulatory system, business, economic and legal framework related to lending business.
  
• Excellent problem-solving abilities and results oriented; able to make decisions independently.
  
• Experience working/managing projects across multiple functional areas and dealing with multiple business partners.
  
• Excellent organizational skills and attention to detail.
  
• Strong understanding of mid cap /large corporate.
  
• Business acumen.
  
• Well-versed in traditional banking and trade products, as well as treasury and more complex solutions.
  
• Strong attention to detail and personal effectiveness to drive accuracy.
  
• Decisive with ability to give independent opinions.
  
• High-level of integrity.
  
• Self-drive and initiative.
  
• Customer dedication and community immersion.
  

 QUALIFICATIONS, EXPERIENCE and COMPETENCIES REQUIRED:

• Bachelor or above Degree in Finance, Banking, Business, or related subjects.
  
• Credit certification.
  
• At least 8 years of banking experience in a financial institution 5 of which have been in Credit Approval, Credit Analysis or Corporate Lending.
  
• Excellent leadership skills.
  
• Good understanding of the financial regulatory system, business, economic and legal framework related to lending business.
  
• Excellent problem-solving abilities and results oriented; able to make decisions independently.
  
• Experience working/managing projects across multiple functional areas and dealing with multiple business partners.
  
• Excellent organizational skills and attention to detail.
  
• Strong understanding of mid cap /large corporate.
  
• Business acumen.
  
• Well-versed in traditional banking and trade products, as well as treasury and more complex solutions.
  
• Strong attention to detail and personal effectiveness to drive accuracy.
  
• Decisive with ability to give independent opinions.
  
• High-level of integrity.
  
• Self-drive and initiative.
  
• Customer dedication and community immersion.
  

• Formulate, review, and update the Bank’s credit policies and procedures.
  
• Approve credit applications within delegated authority.
  
• Review and update the new guidelines / regulations / policies released by the regulatory bodies and Head Office applicable to the Bank’s credit risk management.
  
• Responsible for processing evaluation on credit applications and preparing credit opinion/ recommendation / commentary for senior management when higher level of approval authority is required.
  
• Provide advice to business units in structuring credit / loan transactions and perform credit analysis.
  
• Identify and highlight exceptions against the Bank’s lending policy / standard terms and conditions being offered to credit applicants.
  
• Periodically representing the Credit Department in meetings and forums as may be assigned by Head of Credit Approval- Corporate.
  
• Manage and monitor loan portfolio, ensure credit quality and full compliance of Bank’s policies and lending guidelines.
  
• Perform credit reviews.
  
• Lead the credit approval team, developing them to achieve set targets.