Qualifications

• Bachelor’s degree in finance, Business Administration, or a related field; advanced degree preferred.
  
• 4 years of experience in banking
  
• Proven experience (2 years) in digital lending operations within the banking or financial services industry.
  
• Strong understanding of digital lending technologies, platforms, and best practices.
  
• Excellent knowledge of regulatory requirements and compliance standards related to lending operations.
  
• Demonstrated leadership abilities, with a track record of effectively managing teams and driving results.
  
• Exceptional analytical, problem-solving, and decision-making skills.
  
• Excellent communication and interpersonal skills, with the ability to collaborate effectively across functions and levels of the organization.
  
• Results-oriented mindset with a focus on delivering superior customer experiences and business outcomes.
  

• Ensure compliance with regulatory requirements and internal policies in all digital lending and savings activities.
  
• Implement robust risk management frameworks to mitigate credit and operational risks associated with digital lending and savings operations
  
• Champion the delivery of exceptional customer experiences through digital lending channel.
  
• Monitor customer feedback and leverage data analytics to identify opportunities for enhancing the digital lending and savings user experience.
  
• Collaborate closely with IT, marketing, risk management, and other departments to ensure alignment and synergy in digital lending initiatives.
  
• Foster a culture of innovation, collaboration, and continuous learning within the digital lending team.
  
• Establish key performance indicators (KPIs) to measure the effectiveness of digital lending initiatives to ensure that the NPL (None performing loans) and PAR (portfolio at risk) are within the banks targets.
  
• Develop and implement a comprehensive digital lending strategy aligned with the bank's overall objectives.
  
• Identify market trends, customer needs, and technological advancements to continuously enhance digital lending offerings.
  
• Provide training and development opportunities for team members and all bank staff to enhance their skills and knowledge in digital lending practices, technologies, and regulations.