An undergraduate Degree in mathematics, statistics or quantitative economics.
CFA qualification will be an added advantage.
Knowledge of data analysis and validation tools.
Knowledge of data modelling, data cleansing, and data enrichment techniques.
In possession of formal research training.
4 years’ working experience in a financial institution.
Highly numerate and analytical.
Statistical modelling, interpretation and translation.
Risk management and commercial grounding.
Capacity to develop and document procedures and workflows.
Knowledge on macro-economic and sector performance tools.
Responsibilities
Be responsible for the collation, analysis and publication of the Key Credit Risk and Performance Indicators and perform monthly trend analysis.
Proactive assessment of Industry/ Sector performance and risk to guide prioritization of business efforts.
Conduct Macro economic analysis and forecasting and advise the bank on possible impact to performance.
Participate in conducting of periodic Credit stress tests and scenario analysis, assessing the impact of the Bank’s credit portfolio and making appropriate recommendations to senior management for action.
Design relevant reporting tools and templates.
Timely preparation of comprehensive and reliable credit risk reports on a monthly and quarterly basis.
Review the Bank’s credit analytics to enhance its accuracy and support in the review, understanding and management of model risk to mitigate losses arising from errors.
Assess the quality of the overall loan portfolio through trends and other analytical risk indicators, to improve credit collections and recoveries